Active Under Contract·123 days on market
2933 Cold Stream Lane
Green Cove Springs, FL 32043
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
SHORT SALE. NOT YET APPROVED BY LENDER. All terms price are subject to third-party lender approval. Opportunity awaits with this beautifully maintained 5-bedroom, 4-bath home built in 2022. Situated on a desirable lot, this home offers a light, bright, and airy feel throughout with spacious living areas and a functional floor plan designed for today's lifestyle. The generous layout provides plenty of room for family, guests, entertaining, or working from home. Property is being sold AS-IS. Seller makes no warranties or guarantees and will make no repairs. Buyer is responsible for conducting all inspections and verifying all information deemed important. A fantastic opportunity to own a newer home with modern features, ample space, and exceptional value. Please allow additional time for lender approval and closing timelines associated with the short sale process.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $448,200 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $401,177 | $0 | — |
| 2024 | $407,513 | $0 | — |
| 2023 | $404,093 | $0 | — |
| 2022 | $45,000 | $14,300 | — |
| 2021 | $13,000 | $13,000 | — |
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Active Under Contract$399,000
- Jun 9, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $138/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3311 Southern Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Sep 2026 | $860,000 | $330 | 3/3 | 2,607 | 20 | 1.1 |
| 3011 Free Bird Loop, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTY | Aug 2026 | $438,000 | $193 | 4/2 | 2,275 | 71 | 1.2 |
| 3011 Goose Creek Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $599,800 | $174 | 5/3.5 | 3,454 | 217 | 1.2 |
| 3034 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Sep 2026 | $600,000 | $211 | 5/4 | 2,839 | 90 | 1.3 |
| 3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC. | Aug 2026 | $445,000 | $200 | 3/2.5 | 2,220 | 11 | 1.3 |
| 3292 Cypress Walk Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Sep 2026 | $460,000 | $195 | 4/3 | 2,361 | 42 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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