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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Creekside, Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Aug 14, 2026·31 days on market·Recent sales in Creekside·Creekside

12743 Camellia Bay Drive E

Jacksonville, FL 32223

$580,000sold priceListed at $589,000 · 98.5% of asking$204/sqftMLS# 2149873
5
Beds
3
Baths
2,839
Sq Ft
1999
Built
2
Garage
No
Pool

3 more homes for sale in Creekside →Search Creekside on the map

FEMA Zone XHOA $100/mo11,761 sqft lotSingle Family Residence2 stories

About this home

Creekside

Price Reduced!!! Welcome home to this beautiful property in an upscale enclave neighborhood, filled with custom homes! This neighborhood is located along Julington Creek in the heart of the Mandarin area of Jacksonville. Beaming with curb appeal and lush landscaping you will be impressed immediately! Move-in ready and filled with many updates including flooring, kitchen and bathrooms! Excellent split for plan with formal dining, office and bonus/ potential bedroom above garage. Come and enjoy this peaceful, fully-fenced backyard from an oversized screen patio. Rendering for potential pool are available within the photos. Home also includes all appliances and even a Generac home generator! Convenient to nearby grocery, shopping, restaurants, boat launch and zoned for all ''A'' rated schools. This listing will not last so make your appointment today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,213
Property taxesest. at asking price, Duval County$947
HOAbilled monthly$100
Estimated total, before insurance$4,260/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,821/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$580,000
$116,000
Loan Term
Monthly Payment
$3,213
Principal & Interest: $3,213
Property taxes (est.): $947
Insurance (est.): $387
Estimated Total Monthly
$4,546
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,502 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$502,227$241,895—
2024$448,457$234,230—
2023$430,142$225,806—
2022$414,255$222,128—
2021$306,016$214,188—
2020$297,495$210,534▲ $3,000

2025 property taxes (current owner): $4,821/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$589,000
  • Aug 6, 2026Pending$589,000
  • Jul 14, 2026Active Under Contract$589,000
  • Jun 12, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21080.1
14830 Ingle Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTYSep 2026$695,000$2125/3.53,286381.1
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253921.1
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991071.1
4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTYAug 2026$630,000$2604/2.52,427741.1
3752 Helicon Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYAug 2026$520,000$2303/22,26231.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$207
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,839
Acres0.27 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12743 Camellia Bay Drive E, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCreekside
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size11,761.2 sq ft
Parcel Number1590700160
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market31
HOA Fees$100 / Monthly
HOA FrequencyMonthly
HOA NameElim Services
Tax Amount$4,820.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Creekside

Creekside is a neighborhood in St. Johns County, FL (Duval County), ZIP 32223.

View all Creekside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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