This home is in Jacksonville — a home near Mandarin High School.
Active·178 days on market
3728 Mosswood Court
Jacksonville, FL 32223
About this home
Jacksonville
Tucked away in the heart of Mandarin, this spacious all-brick home is located in the 24/7 guard-gated community of Cormorant Landing--perfect for families seeking room to grow, security, and a true neighborhood feel. Set on a quiet cul-de-sac road with a generous .34-acre preserve lot, there's plenty of room for kids to play, pets to roam, and everyone to unwind. With over 4,500 square feet of living space, 4 Bedrooms and 4.5 Baths--this home offers the comfort, flexibility, and breathing room today's families need. Enjoy the Florida lifestyle with a large screened-in pool, expansive lanai, and a fully fenced backyard-ideal for kids, pets, and entertaining! The backyard also features beautiful landscaping and plenty of room to add your favorite garden! Most recent improvements include: 1 of the 3 HVAC units replaced (May 2026), pool pump, and a new roof (2023) for added peace of mind.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $915,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $775,986 | $666,159 | — |
| 2024 | $729,712 | $646,678 | ▼ $906 |
| 2023 | $730,725 | $626,387 | — |
| 2022 | $585,043 | $354,260 | ▲ $26,364 |
| 2021 | $469,524 | $342,486 | — |
| 2020 | $439,036 | $337,068 | — |
2025 property taxes (current owner): $11,874/yr
Estimated taxes if purchased at asking price: ~$18,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 28, 2026Price change$960,000−$10,000
- Feb 3, 2026Listed$970,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Cormorant Landing
Active$774,900MLS# 2139922Est. $4,124/mo3667 Cattail Drive S, Jacksonville, FL 322234 Beds3 Baths2,873 sqftLive the Florida lifestyle in this 1 story brick beauty w/pool at your back door. NEW PRICE & NEW HVAC w/warranty in…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$738,000MLS# 2151843Est. $3,928/mo12129 Cattail Drive W, Jacksonville, FL 322234 Beds3 Baths2,519 sqftLocated behind the gates of Cormorant Landing, this beautifully renovated lakefront home offers the rare combination of…
ResidentialDOUGLAS ELLIMAN FLORIDA
Active$620,000MLS# 2130837Est. $3,300/mo3734 Reedpond Drive N, Jacksonville, FL 322234 Beds3 Baths2,529 sqftWelcome Home! This fully updated 4 Bedroom, 3.5 Bathroom home is located in the highly sought-after, gated community of…
ResidentialREAL BROKER LLC
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines