This home is in Madeira, St. Augustine.

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Active

Active·82 days on market·Madeira

1017 Pantano Drive

St. Augustine, FL 32095

$1,189,000$291/sqftEst. $6,328/moMLS# 2141963

Beds

Baths

4,080

Sq Ft

2026

Built

Garage

Pool

About this home

Madeira

Ready for occupancy early 2027, this stunning Juliette Coastal by Toll Brothers--''America's Luxury Builder''--blends luxury, comfort, and serene marsh-side living. A grand foyer welcomes you with soaring 20-foot ceilings and a striking oak staircase. The open-concept main level features a spacious great room with 12-foot ceilings, flowing seamlessly into a gourmet kitchen and large dining area--perfect for entertaining. The luxurious owner's suite offers a spa-like bath with dual vanities, a freestanding tub, an oversized shower, and a generous walk-in closet. Upstairs includes three large bedrooms, two full bathrooms, and a versatile bonus room ideal for a media room or playroom. Situated on a 90-foot homesite, this property is designed to preserve natural trees and enhance privacy. Buyers still have time to personalize interior selections--an exceptional opportunity to make this home your own. Schedule your private tour today.

Cost to own

Mortgage calculator

Home Price

$1,189,000

Down Payment: 20%

$237,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,044

Principal & Interest: $6,044

Est. Taxes & Insurance: $1,511

Estimated Total Monthly

$7,554

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,328

Property taxesest. at asking price, St. Johns County$1,582

HOAbilled monthly$142

Estimated total, before insurance$8,053/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 25, 2026Listed$1,189,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,189,000

Price / Sq Ft$291

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,080

Total Structure Area5,230 sq ft

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address1017 Pantano Drive, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionMadeira

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0734331160

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Management - Developer

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup