This home is in Sandy Ridge, Yulee — a gated community home on Amelia Island.
Sold·Closed Jun 29, 2026·105 days on market·Recent sales in Sandy Ridge·Sandy Ridge
85228 Sandy Ridge Loop 0025
Yulee, FL 32097
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About this home
Sandy Ridge
SEDA NEW HOMES: New construction! The Ridgecrest features 2,340 sq. ft. and has 4 bedrooms, 3 baths, and a study. This gorgeous open-concept plan has an abundance of natural light with the dining room, gathering room and kitchen area all open to each other. The kitchen features a large island and walk-in pantry. The covered lanai can be accessed through large sliding glass doors creating a great indoor/ outdoor entertaining space. The owner's bath has a luxurious walk-in shower, double vanities and a large walk-in closet. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify.
Next steps in Sandy Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $720,000 in July 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $55,000 | $55,000 | — |
| 2024 | $55,000 | $55,000 | — |
| 2023 | $22,677 | $17,353 | — |
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Sep 2026 | $467,500 | $215 | 4/2 | 2,171 | 287 | 0.1 |
| 86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Aug 2026 | $440,000 | $184 | 4/3 | 2,388 | 18 | 0.1 |
| 85350 Sandy Ridge Loop 0039, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jul 2026 | $490,900 | $226 | 4/2 | 2,171 | 110 | 0.2 |
| 85456 Miner Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $526,000 | $313 | 3/2 | 1,680 | 5 | 0.5 |
| 86230 Cloister Court, Yulee, FL 32097Listed by WATSON REALTY CORP | Oct 2026 | $412,000 | $171 | 4/2.5 | 2,415 | 127 | 0.7 |
| 86572 Lazy Lake Circle, Yulee, FL 32097Listed by HOVER GIRL PROPERTIES | Oct 2026 | $365,000 | $192 | 3/2 | 1,904 | 70 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MONOGRAM REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandy Ridge
Sandy Ridge is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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