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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Active

Active·Listed today

137 Bedford Terrace

St. Augustine, FL 32092

$536,000$253/sqftEst. $2,934/moMLS# 2168208
3
Beds
2.5
Baths
2,120
Sq Ft
2027
Built
2
Garage
No
Pool
HOA $100/mo5,227 sqft lotSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Welcome to the Halcyn, where thoughtful design and impressive spaces come together beautifully. A covered entry opens to a soaring two-story foyer, creating a grand first impression with views into the spacious great room and covered lanai. The well-appointed kitchen is designed for entertaining with a center kitchen island with breakfast bar, abundant cabinetry and counter space with adjoining casual dining area. The private primary suite features a large walk in closet and with dual-sink vanity and large shower. Upstairs, enjoy a generous loft, spacious secondary bedrooms, shared bath with dual-sink vanity, and conveniently located laundry room. A versatile flex room is ideal for a home office or den. With abundant storage and an open, inviting layout, the Halcyn offers exceptional spaces for everyday living and entertaining. With no CDD fees and access to SilverLeaf's resort style amenities and future private amenities, schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,934
Property taxesest. at asking price, St. Johns County$713
HOAbilled annually$100
Estimated total, before insurance$3,747/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,280/yr · $107/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$536,000
$107,200
Loan Term
Monthly Payment
$2,934
Principal & Interest: $2,934
Property taxes (est.): $713
Insurance (est.): $357
Estimated Total Monthly
$4,004
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,280/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Listed$536,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$536,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,120
Acres0.12 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address137 Bedford Terrace, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size5,227.2 sq ft
Parcel Number0107411420

Amenities

AmenitiesPool, Children's Pool, Dog Park, Pickleball, Tennis Court(s)
Community FeaturesGated
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 7, 2026
Days on Market0
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Tax Amount$1,279.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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