This home is in Silverleaf, St. Augustine.
Active·27 days on market·Silverleaf
334 Bedford Terrace
St. Augustine, FL 32092
About this home
Silverleaf
Osprey floor plan by Toll Brothers in the highly desirable Newbrook community of St. Johns. This spacious two-story home offers 3 bedrooms, 2.5 baths, and approximately 2,324 sq ft of well-designed living space. Open-concept main level ideal for entertaining, with generous living and dining areas. All bedrooms located upstairs for added privacy, including a sizable owner's suite. Two-car garage with Office located on first floor. With no CDD fees and access to SilverLeaf's resort style amenities and future private amenities, schedule your private tour today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $95,000 | $95,000 | — |
2025 property taxes (current owner): $1,280/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 21, 2026Price change$564,000−$5,000
- Jun 26, 2026Listed$569,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silverleaf
Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silverleaf homes for sale →Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Silverleaf
Active$565,000MLS# 2145373Est. $3,007/mo512 Elm Creek Drive, St. Augustine, FL 320925 Beds3 Baths2,642 sqftWelcome to your ultimate lifestyle upgrade in the highly coveted Silverleaf community with NO CDD fees! Spanning an…
ResidentialERA ONETEAM REALTY
Pending$566,675MLS# 2130355Est. $3,016/mo106 Ancient Springs Lane, St. Augustine, FL 320924 Beds2 Baths2,393 sqftUnleash your interior design inspiration in the beautiful and versatile Elsner II floor plan available in the South…
ResidentialWEEKLEY HOMES REALTY
Active$559,000MLS# 2149094Est. $2,975/mo282 Bedford Terrace, St. Augustine, FL 320923 Beds2 Baths2,373 sqftThe Sailor by Toll Brothers in Newbrook, offers a beautifully designed blend of style, comfort, and functionality. A…
ResidentialJACKSONVILLE TBI REALTY, LLC
Pending$574,000MLS# 2145310Est. $3,055/mo121 Bedford Terrace, St. Augustine, FL 320924 Beds3 Baths2,324 sqftNew Toll Brothers home, ready now! Beautifully designed and thoughtfully appointed, the Osprey offers 4 bedrooms and 3…
ResidentialJACKSONVILLE TBI REALTY, LLC
Keep looking
Similar homes in St. Augustine
Active$460,000MLS# 2127423Est. $2,448/mo826 A1A Beach Blvd Boulevard 37, St. Augustine, FL 320802 Beds2 Baths1,184 sqftResidentialFLORIDA HOMES REALTY & MTG LLC
Active$455,000MLS# 2127425Est. $2,422/mo826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 320802 Beds2 Baths1,184 sqftResidentialFLORIDA HOMES REALTY & MTG LLC
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
7/25/2026
12:00 pm - 5:00 pm
7/26/2026
12:00 pm - 5:00 pm
7/27/2026
3:00 pm - 6:00 pm
7/28/2026
12:00 pm - 5:00 pm
7/30/2026
12:00 pm - 5:00 pm