This home is in St. Augustine — a new construction home in St. Johns County.
Pending·52 days on market
274 Bedford Terrace
St. Augustine, FL 32092
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
New Toll Brothers homes, ready October 2026! Step inside this stunning Cobblestone Modern Coastal and feel the effortless, open flow from room to room. The kitchen impresses with quartz countertops, white shaker cabinetry, and a full suite of stainless steel appliances, opening seamlessly to the great room and casual dining beyond, perfect for everyday living and entertaining. A multi-slide door leads to the screened lanai, extending your living space outdoors while keeping the bugs and afternoon sun in check. The primary suite offers a true retreat with a spa-inspired bath and spacious walk-in closet, while two additional bedrooms provide the flexibility your lifestyle calls for. A tray-ceiling foyer welcomes you home and wide-plank flooring flows throughout the main living areas. No CDDs and resort style amenities, schedule your private tour today!
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 2, 2026Pending$449,000
- Sep 18, 2026Price change$449,000−$15,000
- Aug 20, 2026Price change$464,000−$15,000
- Aug 19, 2026Listed$479,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 317 Bedford Terrace 121, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $490,000 | $224 | 3/2.5 | 2,190 | 106 | 0.1 |
| 125 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTY | Sep 2026 | $504,980 | $264 | 3/2 | 1,916 | 0 | 0.5 |
| 121 Chestnut Grove Road, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $489,990 | $224 | 4/2.5 | 2,190 | 12 | 0.8 |
| 197 Lake Frances Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $475,000 | $217 | 4/2.5 | 2,190 | 26 | 0.8 |
| 23 Good Harbor Place, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Sep 2026 | $556,999 | $246 | 4/3 | 2,267 | 282 | 0.8 |
| 643 Grand Traverse Circle, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Aug 2026 | $584,980 | $258 | 4/2 | 2,268 | 119 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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