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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Active·Listed today

94 Archstone Way

St. Augustine, FL 32092

$519,000$235/sqftEst. $2,841/moMLS# 2167992
4
Beds
3
Baths
2,207
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $25/mo10,019 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Enjoy beautiful pond views and inviting indoor-outdoor living at 94 Archstone Way. A paver driveway, landscaped entry and glass front door welcome you into a bright, open layout with wood-look flooring and stylish lighting. The kitchen features white cabinetry, a large island with seating, stainless steel appliances, a gas cooktop, decorative hood and tile backsplash. The adjoining living and dining areas overlook the water, creating a welcoming setting for everyday living and entertaining. Retreat to the primary suite with pond views, a spacious closet with built-in organizers, and an ensuite bath featuring dual sinks, a soaking tub and separate glass-enclosed shower. Upstairs bonus room and additional rooms offer flexibility for guests, work or hobbies, while laundry room cabinetry adds convenient storage. Step onto the covered, screened lanai to relax overlooking the backyard and pond. Top Notch School systems of St Johns county, this one is turnkey and affordably priced!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,841
Property taxesest. at asking price, St. Johns County$691
HOAbilled annually$25
Estimated total, before insurance$3,556/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,418/yr · $451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$519,000
$103,800
Loan Term
Monthly Payment
$2,841
Principal & Interest: $2,841
Property taxes (est.): $691
Insurance (est.): $346
Estimated Total Monthly
$3,877
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,418/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,000
Price / Sq Ft$235
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,207
Acres0.23 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address94 Archstone Way, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,018.8 sq ft
Parcel Number0279720910

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedOctober 6, 2026
Days on Market0
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$5,417.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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