This home is in Silverleaf, St. Augustine.

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Active

Active·Listed today·Silverleaf

193 Pine Leaf Drive Drive 177

St. Augustine, FL 32092

$599,000$283/sqftEst. $3,188/moMLS# 2155545

Beds

Baths

2,115

Sq Ft

2026

Built

Garage

Pool

About this home

Silverleaf

New Toll Brothers home ready now! Experience refined single story living in the prestigious gated community of Newbrook by Toll Brothers. This beautifully designed spacious 4 bedroom, 3 full bath home showcases designer appointed finishes throughout, soaring 10 ft ceilings and inviting foyer that creates a warm first impression. The gourmet kitchen with warm toned stacked cabinets and quartz countertops is thoughtfully crafted for both everyday living and entertaining, featuring upscale details and open floorplan for a seamless flow for entertaining and spending time with the family both indoors and outdoors. Combing elegance, comfort and modern functionality this exceptional home offers luxury living in one of the area's most desirable communities.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,045

Principal & Interest: $3,045

Est. Taxes & Insurance: $761

Estimated Total Monthly

$3,806

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188

Property taxesest. at asking price, St. Johns County$797

HOAbilled monthly$2,115

Estimated total, before insurance$6,100/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History