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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine an oceanfront home in Northeast Florida.

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Active

Active·154 days on market

826 A1A Beach Blvd Boulevard 37

St. Augustine, FL 32080

$460,000$389/sqftEst. $2,365/moMLS# 2127423
2
Beds
2
Baths
1,184
Sq Ft
1980
Built
1
Garage
No
Pool

About this home

St. Augustine

Experience the ultimate in coastal living with this stunning 2-bedroom, 2-bathroom end-unit townhome in the heart of St. Augustine Beach. Located just one building behind the oceanfront, this home provides the perfect combination of security, value, and access to all St. Augustine Beach has to offer. This home, currently used as a short-term rental income-producing vacation rental. Enjoy resort-style living with access to two community pools, including a heated option for year-round enjoyment. Bathroom remodeled, brand new balcony, new refrigerator, fresh paint.The private garage provides secure parking and ample storage for all your beach essentials. Built with durable concrete block construction and all windows and doors have hurricane glass, this townhome ensures peace of mind and long-term value. Designed for comfort and convenience, the spacious interior is filled with natural light, offering an inviting atmosphere for relaxation or entertaining

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,365
Principal & Interest: $2,365
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,284
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,365
Property taxesest. at asking price, St. Johns County$612
HOAbilled monthly$425
Estimated total, before insurance$3,402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 28, 2026Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000
Price / Sq Ft$389
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,184
Total Structure Area1,704 sq ft
Year Built1980
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address826 A1A Beach Blvd Boulevard 37, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionPonce Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number14-32 PONCE LANDING LOT 37 OR5534/1147

Amenities

AmenitiesPool
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Nook, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
Patio / PorchPatio
RoofOther
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 28, 2026
Days on Market208
HOA Fees$425 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke