Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in The Island at Twenty Mile, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·3 days on market·The Island at Twenty Mile

126 Bison Trail

Ponte Vedra, FL 32081

$765,000$330/sqftEst. $3,945/moMLS# 2158620

Beds

Baths

2,315

Sq Ft

2017

Built

Garage

Yes

Pool

About this home

The Island at Twenty Mile

''Welcome Home!''! This stunning POOL home is perfectly situated on a cul de sac street and backing to a peaceful preserve. Freshly painted throughout, this immaculate home shows like new. This home has many spectacular features. The gourmet kitchen is every home chef's dream featuring quartz counter tops, a huge center island and gas cooktop. Step outside to your own paradise overlooking your private beautiful in ground pool overlooking a peaceful preserve. Whether you're entertaining guests or simply relaxing, this outdoor oasis is sure to impress. All the bedrooms are wonderfully sized. The spacious primary suite features a garden bath, a perfect retreat after a long day. The 4th bedroom/ office has no closet. This home is located in a highly desirable community with first class amenities and it's a short walk to elementary and middle schools. Immaculately maintained, beautifully updated, and TRULY, absolutely move in ready. This home is a rare opportunity you don't want to miss!!

Cost to own

Mortgage calculator

Home Price

$765,000

Down Payment: 20%

$153,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,945

Principal & Interest: $3,945

Property taxes (est.): $1,018

Insurance (est.): $510

Estimated Total Monthly

$5,473

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,945

Property taxesest. at asking price, St. Johns County$1,018

HOAbilled annually$40

Estimated total, before insurance$5,003/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,849/yr · $737/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,849/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Listed$765,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$765,000

Price / Sq Ft$330

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,315

Acres0.14 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated

Is WaterfrontNo

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address126 Bison Trail, Ponte Vedra, FL 32081

Area271-Nocatee North

SubdivisionTwenty Mile At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,098.4 sq ft

Parcel Number0680611120

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Playground

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LaundryUpper Level

SecuritySecurity System Owned, Smoke Detector(s)