This home is in The Island at Twenty Mile, Ponte Vedra.

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Pending

Pending·54 days on market·The Island at Twenty Mile

187 Skywood Trail

Ponte Vedra, FL 32081

$1,075,000$341/sqftEst. $5,722/moMLS# 2146692

Beds

Baths

3,152

Sq Ft

2016

Built

Garage

Yes

Pool

About this home

The Island at Twenty Mile

Welcome to the lifestyle buyers move to Nocatee for & rarely leave! Perfectly positioned in sought-after Twenty Mile and less than 10 minutes to the beach, this exceptional 5-bedroom, 4-bath home offers 3,152 square feet of thoughtfully designed living with a layout that adapts beautifully to every stage of life. From the moment you arrive, the wide driveway and oversized 2.5-car garage create an impressive first impression, while abundant storage throughout (including attic storage with a hydraulic lift!) makes everyday living effortless. Inside, soaring two-story ceilings and a dramatic floor-to-ceiling stone accent wall anchor the main living space, while wrapped architectural columns add warmth, character, and unforgettable style. The wall of glass sliders flood the home with natural light and create seamless indoor-outdoor living. The first-floor primary suite offers a peaceful retreat, accompanied by a dedicated office plus an additional downstairs bedroom and full bath, ideal

Cost to own

Mortgage calculator

Home Price

$1,075,000

Down Payment: 20%

$215,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,430

Principal & Interest: $5,430

Est. Taxes & Insurance: $1,358

Estimated Total Monthly

$6,788

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,722

Property taxesest. at asking price, St. Johns County$1,430

HOAbilled annually$39

Estimated total, before insurance$7,191/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$815,933	$429,639	—
2024	$737,667	$416,823	—
2023	$763,534	$403,226	—
2022	$672,171	$390,025	—
2021	$471,615	$377,209	—
2020	$443,906	$371,311	—

2025 property taxes (current owner): $8,444/yr

Estimated taxes if purchased at asking price: ~$17,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.