This home is in Julington Creek, St. Johns — a home near Creekside High School.
$549,700Pending4 bd · 3 ba · 2,584 sq ft
Pending·50 days on market·Julington Creek
4025 Lonicera Loop
St. Johns, FL 32259
24 more homes for sale in Julington Creek →Search Julington Creek on the map
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About this home
Julington Creek
Character, charm and a thoughtful layout blend together in this four-bedroom, three-bathroom home. Offering 2584 square feet, a dedicated office, three car garage, oversized screened lanai, built-in book shelves and three car garage provides room to work, gather and unwind. The high ceilings and architectural arches add personality while the large windows invite natural light in the main living space. The kitchen features granite countertops, stainless appliances generous wood cabinets, a pantry and a breakfast nook opening to the living area. The split-bedroom floor plan offers privacy and flexibility. The primary suite includes a sitting area, walk in closet, spacious bathroom and garden tub for soaking or enjoying a spa day at home. Two secondary bedrooms share a bathroom with separate sinks, while the fourth bedroom is conveniently located near the third full bath. Enjoy the screened lanai with a privacy fence and mature trees, The over sized driveway and three car garage makes
Next steps in Julington Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,710 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 13 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 2 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 3 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fruit Cove School Fieldsabout 0.8 mi · Baseball, Football, Lacrosse, Softball, Track, Basketball, Pickleball, Soccer
Closest grocery store
Aldiabout 1 mi · 145 Harper Ln, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $471,800 | $419,236 | — |
| 2024 | $456,713 | $406,713 | — |
| 2023 | $450,713 | $400,713 | — |
| 2022 | $428,232 | $355,444 | — |
| 2021 | $323,131 | $323,131 | — |
| 2020 | $296,699 | $296,699 | — |
2025 property taxes (current owner): $7,628/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 1, 2026Pending$549,700
- Oct 16, 2026Price change$549,700−$9,300
- Sep 18, 2026Listed$559,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 762 Bent Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2026 | $540,000 | $217 | 4/3 | 2,484 | 4 | 0.3 |
| 993 W Tennessee, St. Johns, FL 32259Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $325,000 | $137 | 4/2 | 2,371 | 0 | 0.4 |
| 1311 Cormorant Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $665,000 | $258 | 4/3 | 2,582 | 39 | 0.4 |
| 3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $660,000 | $213 | 5/3.5 | 3,103 | 11 | 0.4 |
| 220 Pine Haven Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Nov 2026 | $855,000 | $320 | 3/2.5 | 2,673 | 30 | 0.5 |
| 27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTY | Sep 2026 | $726,000 | $221 | 5/4 | 3,289 | 8 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Creek
Julington Creek is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.
View all Julington Creek homes for sale →Keep looking
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Krista Fracke
Broker Associate
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