4025 Lonicera Loop

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

• Sep 18, 2026Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  1269 Loch Tanna Loop

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  4 bd · 2 ba · 2,223 sq ft

  $555,000Est. $2,954/mo

  Fabulous pool home in the sought after Julington Creek Plantation. Freshly painted inside and out (2026) and…

  Listing Office: berkshire hathaway homeservices, florida network realty

• 

  For Sale

  1245 Ribbon Road

  St. Johns, FL 32259

  4 bd · 2.5 ba · 2,625 sq ft

  $565,000Est. $3,007/mo

  Seller is willing to contribute toward the buyer's closing costs and/or interest rate buy-down with an acceptable…

  Listing Office: remi realty, llc

• 

  For Sale

  1700 W Kayla Court

  St. Johns, FL 32259

  4 bd · 3 ba · 2,603 sq ft

  $549,900Est. $2,927/mo

  Beautifully updated home in sought-after St. Johns County with so much to offer! This home features a newer roof 2020,…

  Listing Office: remax welcome home

• 

  For Sale

  601 Gopher Court

  St. Johns, FL 32259

  5 bd · 3 ba · 2,775 sq ft

  $575,000Est. $3,060/mo

  5-bedroom home in Julington Creek Plantation on a .35-acre lot, rare opportunity at this price point! Located on a…

  Listing Office: keller williams st johns

• 

  For Sale

  196 Zephyr Drive

  St. Johns, FL 32259

  3 bd · 2 ba · 1,744 sq ft

  $474,000Est. $2,523/mo

  Listing Office: nottingham realty and rentals

  in Rivertown Shores
• 

  For Sale

  883 Stillwater Boulevard

  St. Johns, FL 32259

  3 bd · 2.5 ba · 1,945 sq ft

  $469,800Est. $2,500/mo

  Listing Office: re/max specialists

  in Stillwater, St. Johns County

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