This home is in Durbin Creek Estates, St. Johns — a waterfront home in St. Johns County.
Active Under Contract·8 days on market·Durbin Creek Estates
762 Bent Creek Drive
St. Johns, FL 32259
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About this home
Durbin Creek Estates
Welcome to 762 Bent Creek Drive in the desirable Durbin Creek Estates! This beautifully updated 4-bedroom, 3-bathroom home offers 2,484 square feet of living space, featuring an open and inviting floor plan ideal for both everyday living and entertaining. The spacious living area showcases a built-in entertainment center and custom crown ceiling, while board-and-batten accents add character and style. Step outside to enjoy the screened-in patio with paver additions in the backyard, creating a great space to relax. Conveniently located in St. Johns County, Durbin Creek Estates offers easy access to shopping, dining, and Veterans Park, where you'll find playgrounds, sports fields, skate and dog parks. Additional highlights include no CDD fees, low HOA dues, and access to the area's highly regarded schools. With its inviting layout, thoughtful updates, and convenient location, this home is ready for its next owner to make it their own!
Next steps in Durbin Creek Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park31 min drive · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve13 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 3 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Veterans Park4 min drive · Football, Soccer
Closest grocery store
Aldi5 min drive · 145 Harper Ln, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,681/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Active Under Contract$550,000
- Oct 15, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $660,000 | $213 | 5/3.5 | 3,103 | 11 | 0.3 |
| 152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIES | Sep 2026 | $680,000 | $261 | 3/2 | 2,610 | 72 | 0.4 |
| 1269 Loch Tanna Loop, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Oct 2026 | $555,000 | $250 | 4/2 | 2,223 | 3 | 0.6 |
| 1311 Cormorant Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $665,000 | $258 | 4/3 | 2,582 | 39 | 0.7 |
| 616 E Tropical Trace, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $510,000 | $292 | 4/2 | 1,746 | 13 | 0.7 |
| 1844 W Windy Way, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $510,000 | $217 | 4/3 | 2,347 | 49 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Creek Estates
Durbin Creek Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
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