Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Durbin Creek Estates, St. Johns — a home near Creekside High School.

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Active

Active·Listed today·Durbin Creek Estates

27 Timber Stand Road

St. Johns, FL 32259

$725,000$220/sqftEst. $3,727/moMLS# 2162105

Beds

Baths

3,289

Sq Ft

2019

Built

Garage

Pool

About this home

Durbin Creek Estates

Welcome to 27 Timber Stand Rd, a beautifully designed 5 Bed, 4 Bath home offering perfect open gathering spaces, private retreats, and peaceful preserve views on a rare .30-acre lot with NO CDD fees! Step inside the double-door entry to an inviting foyer, a separate front flex space with beautiful stone accents perfect for a home office, sitting room, or space tailored to fit your lifestyle. The gourmet kitchen truly sets this home apart, offering a level of space, storage, and functionality that's increasingly hard to find. Extensive cabinetry and a walk-in pantry provide incredible storage, while the large center island and generous prep space make it perfect for everything from quiet nights at home to hosting larger gatherings with family and friends. The main level features the spacious owner's suite with bay windows overlooking the trees, along with three additional bedrooms.

Cost to own

Mortgage calculator

Home Price

$725,000

Down Payment: 20%

$145,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,727

Principal & Interest: $3,727

Property taxes (est.): $965

Insurance (est.): $483

Estimated Total Monthly

$5,175

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,727

Property taxesest. at asking price, St. Johns County$965

HOAbilled annually$75

Estimated total, before insurance$4,767/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,757/yr · $646/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,757/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Active$725,000
Aug 24, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000

Price / Sq Ft$220

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,289

Acres0.30 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPatriot Oaks Academy

MiddlePatriot Oaks Academy

HighCreekside

Community Information

Address27 Timber Stand Road, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionDurbin Creek Estates

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size13,068 sq ft

Parcel Number0096510630

Amenities

AmenitiesPark, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit