This home is in Julington Lakes, St. Johns — a waterfront home in St. Johns County.
Active Under Contract·46 days on market·Julington Lakes
220 Pine Haven Drive
St. Johns, FL 32259
14 more homes for sale in Julington Lakes →Search Julington Lakes on the map
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About this home
Julington Lakes
Welcome to a beautifully appointed single-story retreat where comfort, privacy, and the beauty of nature come together. This 3-bedroom home plus office offers an inviting open feel, with rich wood floors throughout, elegant wood-accent ceilings, plantation shutters, a water softener system with numerous thoughtful upgrades. The luxurious primary suite features a gorgeous soaking tub incorporated into the stunning shower design, creating a true spa-like experience. Step outside to your private pool and jacuzzi overlooking the lake, with mature trees and a peaceful preserve beyond-an idyllic backdrop for morning coffee, sunset evenings, and memorable gatherings. Situated on a desirable curve, the home enjoys a wider sense of space between neighbors and added privacy. The gated community adds even more to the lifestyle, with a resort-style pool, tennis, fitness center, clubhouse, and scenic walking paths.
Next steps in Julington Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,653 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:26 AM, sunset 6:59 PM.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,851/yr
Estimated taxes if purchased at asking price: ~$14,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Active Under Contract$875,000
- Sep 19, 2026Price change$875,000−$24,000
- Aug 26, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $327/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIES | Sep 2026 | $680,000 | $261 | 3/2 | 2,610 | 72 | 0.1 |
| 27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTY | Sep 2026 | $726,000 | $221 | 5/4 | 3,289 | 8 | 0.3 |
| 1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $609,925 | $227 | 5/4 | 2,685 | 54 | 0.5 |
| 275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $775,000 | $239 | 4/3 | 3,244 | 102 | 0.6 |
| 3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $660,000 | $213 | 5/3.5 | 3,103 | 11 | 0.6 |
| 408 S Elverton Place, St. Johns, FL 32259Listed by SERVICE REALTY, LLC | Sep 2026 | $428,900 | $225 | 3/2 | 1,906 | 78 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Lakes
Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Lakes homes for sale →Keep looking
More homes in Julington Lakes
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For Sale250 Shadow CoveSt. Johns, FL 32259
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For Sale245 Freshwater DriveSt. Johns, FL 32259
4 bd · 3 ba · 3,182 sq ft
$844,700Est. $4,496/moThis stunning 4/3 is perfectly positioned on a premium lot with serene preserve views both in front of and behind the…
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For Sale150 Freshwater DriveSt. Johns, FL 32259
3 bd · 3 ba · 2,291 sq ft
$829,000Est. $4,412/moThis Julington Lakes home is designed for Florida indoor/outdoor living, this home brings together a screen-enclosed…
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines