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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns.

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Sold

Sold·Closed Sep 25, 2026·11 days on market·Recent sales in Julington Creek·Julington Creek

3220 Chestnut Court

St. Johns, FL 32259

$660,000sold priceListed at $674,900 · 97.8% of asking$213/sqftMLS# 2156912
5
Beds
3.5
Baths
3,103
Sq Ft
2005
Built
2
Garage
No
Pool

28 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/mo13,939 sqft lotSingle Family Residence2 stories

About this home

Julington Creek

Schedule your showing today--you never know when an opportunity may become available. Back up offers welcomed! Welcome home to this beautifully updated residence where thoughtful upgrades and timeless design come together. From the moment you arrive, you'll appreciate the impressive curb appeal with a paver driveway, walkway, and front porch, enhanced by stone-accented pillars. Inside, the owners have invested in numerous upgrades, including updated flooring, bathrooms, lighting, ceiling fans, and more. The spacious family room is centered around a stunning wood-burning fireplace with a floor-to-ceiling stone surround, creating the perfect gathering space. Designed for both everyday living and entertaining, the home offers a formal dining room with elegant decorative trim details, a separate breakfast nook, and a well-appointed kitchen featuring granite countertops, a dedicated coffee bar, and ample cabinet and

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,627
Property taxesest. at asking price, St. Johns County$878
HOAbilled annually$48
Estimated total, before insurance$4,554/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,405/yr · $450/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,405/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$674,900
  • Aug 4, 2026Active Under Contract$674,900
  • Jul 24, 2026Listed$674,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.4
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLCSep 2026$675,000$2044/2.53,3021110.5
3920 E Glendale Court, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$660,000$2255/42,934400.5
532 Saddlestone Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$982,000$2565/43,834370.6
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$585,000$2015/32,909440.7
152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$680,000$2613/22,610720.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$674,900
Price / Sq Ft$217
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,103
Acres0.32 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3220 Chestnut Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,939.2 sq ft
Parcel Number2495404510

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 24, 2026
Days on Market11
HOA Fees$581.35 / Annually
HOA FrequencyAnnually
Tax Amount$5,404.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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