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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns a home near Creekside High School.

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Active

Active·Listed today·Julington Creek

1700 W Kayla Court

St. Johns, FL 32259

$549,900$211/sqftEst. $2,912/moMLS# 2165159
Open house Sun, Sep 20 · 2:00 pm–4:00 pm
4
Beds
3
Baths
2,603
Sq Ft
2004
Built
2
Garage
No
Pool
HOA $48/moSingle Family Residence1 story

About this home

Julington Creek

Beautifully updated home in sought-after St. Johns County with so much to offer! This home features a newer roof 2020, gorgeous, upgraded kitchen with morning rm & luxury vinyl plank flooring throughout--no carpet! Spacious primary suite offers a large bedroom & private bath plantation shutter in front of home, while a separate dining room & dedicated office provide additional flexible living space. A standout feature is the amazing oversized, heated and cooled sunroom, creating wonderful yr-round living & entertaining space for family gatherings, game days, or simply relaxing, family rm with built in with lap siding back The laundry room has generous counter space & storage cabinetry. Outside, enjoy a fully fenced preserve lot with a stone paver area perfect for a fire pit and outdoor entertaining. EV-2 hookup in garage, 2.75% VA assumable loan may be available at a low interest rate for qualified buyers--buyer to verify eligibility, terms, balance, and lender approval.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,912
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$48
Estimated total, before insurance$3,692/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$2,912
Principal & Interest: $2,912
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$4,010
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 18, 2026Active$549,900
  • Sep 11, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,900
Price / Sq Ft$211
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,603
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1700 W Kayla Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number2495492700

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Available
SewerPrivate Sewer
Water SourcePrivate
ParkingElectric Vehicle Charging Station(s), Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchGlass Enclosed
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA NameJCP-POA
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME · lorisellsjaxhomes@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/20/2026

2:00 pm - 4:00 pm