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This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Active Under Contract

$549,900Active Under Contract4 bd · 3 ba · 2,603 sq ft

Active Under Contract·49 days on market·Julington Creek

1700 W Kayla Court

St. Johns, FL 32259

$549,900$211/sqftEst. $2,998/mo mortgageMLS# 2165159

Beds

Baths

2,603

Sq Ft

2004

Built

Garage

Pool

24 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/moSingle Family Residence1 story

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About this home

Julington Creek

Beautifully updated home in sought-after St. Johns County with so much to offer! This home features a newer roof 2020, gorgeous, upgraded kitchen with morning rm & luxury vinyl plank flooring throughout--no carpet! Spacious primary suite offers a large bedroom & private bath plantation shutter in front of home, while a separate dining room & dedicated office provide additional flexible living space. A standout feature is the amazing oversized, heated and cooled sunroom, creating wonderful yr-round living & entertaining space for family gatherings, game days, or simply relaxing, family rm with built in with lap siding back The laundry room has generous counter space & storage cabinetry. Outside, enjoy a fully fenced preserve lot with a stone paver area perfect for a fire pit and outdoor entertaining. EV-2 hookup in garage, 2.75% VA assumable loan may be available at a low interest rate for qualified buyers--buyer to verify eligibility, terms, balance, and lender approval. Buyer needs be

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,998

Property taxesest. at asking price, St. Johns County$732

HOAbilled annually$48

Estimated total, before insurance$3,778/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$549,900

Down Payment: 20%

$109,980

Interest Rate: 7.24%

Loan Term

Monthly Payment

$2,998

Principal & Interest: $2,998

Property taxes (est.): $732

Insurance (est.): $367

Estimated Total Monthly

$4,096

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Mickler's Landing Beachfront Park
about 13 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve
about 1 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 2 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fruit Cove School Fields
about 1 mi · Baseball, Football, Lacrosse, Softball, Track, Basketball, Pickleball, Soccer
Closest grocery store
Aldi
about 1 mi · 145 Harper Ln, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Sep 26, 2026Active Under Contract$549,900
Sep 18, 2026Active$549,900
Sep 11, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $211/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1844 W Windy Way, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATE	Sep 2026	$510,000	$217	4/3	2,347	49	0.3
993 W Tennessee, St. Johns, FL 32259Listed by KELLER WILLIAMS JACKSONVILLE	Oct 2026	$325,000	$137	4/2	2,371	0	0.4
1311 Cormorant Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Oct 2026	$665,000	$258	4/3	2,582	39	0.7
352 Arella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNS	Sep 2026	$659,900	$238	4/3	2,770	11	0.7
3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORP	Sep 2026	$660,000	$213	5/3.5	3,103	11	0.8
762 Bent Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC	Nov 2026	$540,000	$217	4/3	2,484	4	0.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900

Price / Sq Ft$211

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,603

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

Zoned elementaryDurbin Creek Elementary

Zoned middleFruit Cove Middle School

Zoned highCreekside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryDurbin Creek

Reported middleFruit Cove

Reported highCreekside

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1700 W Kayla Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number2495492700

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Playground, Tennis Court(s)

Community FeaturesSidewalks

UtilitiesCable Available

SewerPrivate Sewer

Water SourcePrivate

ParkingElectric Vehicle Charging Station(s), Garage

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchGlass Enclosed

FencingBack Yard, Vinyl, Wrought Iron

RoofShingle

Additional Information

Date ListedSeptember 18, 2026

Days on Market49

HOA Fees$580 / Annually

HOA FrequencyAnnually

HOA NameJCP-POA

Listing TermsAssumable, Cash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.

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