215 Freshwater Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

• Sep 18, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  250 Shadow Cove

  St. Johns, FL 32259

  5 bd · 4 ba · 3,245 sq ft

  $850,000Est. $4,524/mo

  PRICED TO SELL, way below appraisal value. Prepare to be captivated by this meticulously maintained TOLL BROTHERS home…

  Listing Office: fathom realty fl, llc.

• 

  For Sale

  245 Freshwater Drive

  St. Johns, FL 32259

  4 bd · 3 ba · 3,182 sq ft

  $844,700Est. $4,496/mo

  This stunning 4/3 is perfectly positioned on a premium lot with serene preserve views both in front of and behind the…

  Listing Office: jpar city and beach

• 

  Under Contract

  275 Freshwater Drive

  St. Johns, FL 32259

  4 bd · 3 ba · 3,244 sq ft

  $815,000Est. $4,338/mo

  Welcome to this beautifully appointed Terrano Carolina model by Toll Brothers, located on a serene preserve lot in the…

  Listing Office: berkshire hathaway homeservices florida network realty

• 

  For Sale

  220 Pine Haven Drive

  St. Johns, FL 32259

  3 bd · 2.5 ba · 2,673 sq ft

  $899,000Est. $4,785/mo

  NEW offer- Seller offering $10,000 credit with acceptable offer! Welcome to a beautifully appointed single-story…

  Listing Office: berkshire hathaway homeservices florida network realty

• 

  For Sale

  212 Twining Trce

  St. Johns, FL 32259

  5 bd · 3 ba · 2,996 sq ft

  $789,000Est. $4,199/mo

  Listing Office: berkshire hathaway homeservices florida network realty

  in Julington Creek, St. Johns County
• 

  Under Contract

  275 Freshwater Drive

  St. Johns, FL 32259

  4 bd · 3 ba · 3,244 sq ft

  $815,000Est. $4,338/mo

  Listing Office: berkshire hathaway homeservices florida network realty

  in Julington Lakes, St. Johns County

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