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This home is in Aberdeen, St. Johns.

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Active

Active·45 days on market·Aberdeen

201 Granite City Avenue

St. Johns, FL 32259

$525,000$222/sqftEst. $2,669/moMLS# 2149202
4
Beds
3
Baths
2,361
Sq Ft
2020
Built
3
Garage
No
Pool

About this home

Aberdeen

HUGE PRICE IMPROVEMENT!! Welcome home to this charming 4/3 home built in 2020 in the desirable community of Aberdeen. Nestled on a culdesac and featuring an inviting open layout and wood-tile flooring throughout the main areas. The kitchen impresses with quartz countertops, SS appliances, subway tile backsplash, and a walk-in pantry. Vaulted ceilings add a spacious feel, complemented by cozy carpeted bedrooms. The spacious primary suite features an ensuite bath with both a large corner soaking tub and a separate walk-in shower, creating a relaxing retreat. Step outside to the screened patio, one of the home's standout features, thanks to its orientation and coverage, the patio stays shaded throughout the day, making it comfortable year-round and often several degrees cooler than the surrounding outdoor areas--an ideal space for relaxing, dining, entertaining, while overlooking the peaceful preserve. Other features include a 3-car garage and a larger lot. Amenities galore! A must see

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,669
Principal & Interest: $2,669
Property taxes (est.): $699
Insurance (est.): $350
Estimated Total Monthly
$3,717
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,669
Property taxesest. at asking price, St. Johns County$699
HOAbilled annually$4
Estimated total, before insurance$3,371/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$436,872$298,235
2024$439,344$289,122
2023$418,012$279,245
2022$360,574$269,655
2021$310,345$260,345
2020$60,000$60,000

2025 property taxes (current owner): $6,506/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 6, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000
Price / Sq Ft$222
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,361
Acres0.36 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address201 Granite City Avenue, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size15,681.6 sq ft
Parcel Number0097627980

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Playground
UtilitiesCable Available
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJune 6, 2026
Days on Market19
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$6,505.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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