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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.

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Active·49 days on market·Julington Lakes

383 Pine Haven Drive

St. Johns, FL 32259

$929,000$258/sqftEst. $5,105/mo mortgageMLS# 2163437
↓ $6,000 below original list
5
Beds
4.5
Baths
3,597
Sq Ft
2022
Built
2
Garage
No
Pool

13 more homes for sale in Julington Lakes →Search Julington Lakes on the map

FEMA Zone XHOA $183/mo14,375 sqft lotSingle Family Residence2 stories

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About this home

Julington Lakes

Multi-Generation in the Gated neighborhood of Julington Lakes. This home sits on a .33-acre corner lot with TWO primary suites on the 1st floor. The first is the owner's retreat; the second is a true in-law suite with its own bath & walk-in closet--perfect for multigenerational living! Offers 5 beds, 4.5 baths, 3,597 sq ft, a private office & spacious loft. Elevated ceilings, wide-plank flooring & abundant natural light fill the interior. The kitchen features an oversized island, white cabinets, a farmhouse sink & premium appliances, opening to a living area with a fireplace & built-ins. Enjoy a fenced backyard, covered lanai, paver driveway & inviting front porch--plenty of room to add a pool, fire pit or garden. Julington Lakes offers resort-style amenities, including a pool, fitness center & sports courts, with no CDD. Zoned for top-rated schools, with shopping & dining minutes away. A home where every generation has its own space!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,105
Property taxesest. at asking price, St. Johns County$1,236
HOAbilled quarterly$183
Estimated total, before insurance$6,525/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$929,000
$185,800
Loan Term
Monthly Payment
$5,105
Principal & Interest: $5,105
Property taxes (est.): $1,236
Insurance (est.): $619
Estimated Total Monthly
$6,961
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$710,685$0—
2024$651,865$0—
2023$589,285$0—
2022$123,200$121,000—
2021$110,000$110,000—

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$929,000−$6,000
  • Sep 3, 2026Listed$935,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $258/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.1
152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$680,000$2613/22,610720.2
128 Lakeview Pass Way, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$984,000$2674/3.53,683540.4
3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$660,000$2135/3.53,103110.5
1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$609,925$2275/42,685540.6
3920 E Glendale Court, St. Johns, FL 32259Listed by MOMENTUM REALTYAug 2026$660,000$2255/42,934400.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$929,000
Price / Sq Ft$258
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,597
Acres0.33 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address383 Pine Haven Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Lakes
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size14,374.8 sq ft
Parcel Number0096824080

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island
AppliancesConvection Oven, Dishwasher, Electric Oven, Freezer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Sink, Washer Hookup

Exterior

Lot DescriptionCorner Lot
FencingWrought Iron

Additional Information

Date ListedSeptember 4, 2026
Days on Market45
HOA Fees$550 / Quarterly
HOA FrequencyQuarterly
Tax Amount$334
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Lakes

Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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