This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.
Active·1 day on market·Julington Lakes
383 Pine Haven Drive
St. Johns, FL 32259
About this home
Julington Lakes
Multi-Generation in the Gated neighborhood of Julington Lakes. This home sits on a .33-acre corner lot with TWO primary suites on the 1st floor. The first is the owner's retreat; the second is a true in-law suite with its own bath & walk-in closet--perfect for multigenerational living! Offers 5 beds, 4.5 baths, 3,597 sq ft, a private office & spacious loft. Elevated ceilings, wide-plank flooring & abundant natural light fill the interior. The kitchen features an oversized island, white cabinets, a farmhouse sink & premium appliances, opening to a living area with a fireplace & built-ins. Enjoy a fenced backyard, covered lanai, paver driveway & inviting front porch--plenty of room to add a pool, fire pit or garden. Julington Lakes offers resort-style amenities, including a pool, fitness center & sports courts, with no CDD. Zoned for top-rated schools, with shopping & dining minutes away. A home where every generation has its own space!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $710,685 | $0 | — |
| 2024 | $651,865 | $0 | — |
| 2023 | $589,285 | $0 | — |
| 2022 | $123,200 | $121,000 | — |
| 2021 | $110,000 | $110,000 | — |
2025 property taxes (current owner): $334/yr
Estimated taxes if purchased at asking price: ~$14,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,647 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 3, 2026Listed$935,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Julington Lakes
Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Julington Lakes homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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