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This home is in Julington Creek, St. Johns a pool home in St. Johns County.

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Active

Active·Listed today·Julington Creek

1269 Loch Tanna Loop

St. Johns, FL 32259

$555,000$250/sqftEst. $2,939/moMLS# 2165209
4
Beds
2
Baths
2,223
Sq Ft
2002
Built
2
Garage
Yes
Pool

About this home

Julington Creek

Fabulous pool home in the sought after Julington Creek Plantation. Freshly painted inside and out (2026) and impeccably maintained. Bright, open floorplan features hardwood and tile floors, crown molding, custom kitchen cabinets, stainless appliances, gas fireplace, double tray ceilings, generous walk-in closets and well sized rooms throughout. The large kitchen with breakfast bar overlooks a great size family room with double doors leading out to the closed lanai ... perfect for indoor-outdoor living. Spend sunny afternoons and lively weekends in your private, fenced backyard paradise surrounded by lush landscaping, plenty of play space and a heated saltwater pool ready for your enjoyment. All within a community offering top-rated schools and resort-style amenities. Move quickly before this turn-key pool home is gone!

Cost to own

Mortgage calculator

$555,000
$111,000
Loan Term
Monthly Payment
$2,939
Principal & Interest: $2,939
Property taxes (est.): $739
Insurance (est.): $370
Estimated Total Monthly
$4,048
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,939
Property taxesest. at asking price, St. Johns County$739
HOAbilled annually$48
Estimated total, before insurance$3,726/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,977/yr · $665/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,977/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Listed$555,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$555,000
Price / Sq Ft$250
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,223
Acres0.22 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address1269 Loch Tanna Loop, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,583.2 sq ft
Parcel Number2495402470

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Stucco

Additional Information

Date ListedSeptember 17, 2026
Days on Market0
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA NameVesta Properties
Tax Amount$7,976.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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