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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Trails, Jacksonville — a waterfront home in Nocatee.

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Active Under Contract

Active Under Contract·46 days on market·Cypress Trails

131 Old Carriage Court

Jacksonville, FL 32081

$550,000$250/sqftEst. $3,022/mo mortgageMLS# 2163979
3
Beds
2
Baths
2,199
Sq Ft
2015
Built
2
Garage
No
Pool

5 more homes for sale in Cypress Trails →Search Cypress Trails on the map

FEMA Zone XHOA $33/mo0.48 acresWaterfrontSingle Family Residence1 story

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About this home

Cypress Trails

Exceptionally private setting on a nearly half-acre lot--a true rarity! Beautiful pond and wooded preserve views create a peaceful backdrop for this well-maintained 3-bedroom home plus a private office with French doors. The kitchen features 42'' upper cabinets, granite countertops with California-style tops, a large walk-in pantry and opens seamlessly to an expansive dining area and family room, creating an ideal space for everyday living and entertaining. The kitchen, dining area and family room all take full advantage of the exquisite water and preserve views. The spacious owner's suite offers a large walk-in closet professionally outfitted with custom shelving and storage. The owner's bath features double vanities, a separate shower and a walk-in jetted tub. Ten-foot ceilings and tile flooring throughout the main living areas add to the home's light, open feel. Plantation shutters are found throughout. Enjoy the peaceful surroundings from the large covered and screened porch

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,022
Property taxesest. at asking price, Duval County$898
HOAbilled annually$33
Estimated total, before insurance$3,954/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,033/yr · $336/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,022
Principal & Interest: $3,022
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,287
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,033/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 13, 2026Active Under Contract$550,000
  • Sep 8, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $268/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLCOct 2026$545,000$1994/3.52,745850.1
110 White Marsh Drive, Jacksonville, FL 32081Listed by LOKATIONAug 2026$590,000$2683/22,20020.4
215 White Marsh Drive, Jacksonville, FL 32081Listed by MOMENTUM REALTYAug 2026$520,000$2234/2.52,332560.4
12127 Endeavor Drive, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$775,000$2883/32,6901051
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331271.2
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747331.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$250
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,199
Acres0.48 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address131 Old Carriage Court, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionCypress Trails At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size20,908.8 sq ft
Parcel Number1681481785

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame, Stone

Additional Information

Date ListedSeptember 8, 2026
Days on Market5
HOA Fees$396 / Annually
HOA FrequencyAnnually
Tax Amount$4,033.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Trails

Cypress Trails is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Cypress Trails homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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