This home is in Cypress Trails, Jacksonville.

1 / 106

Active

Active·45 days on market·Cypress Trails

215 White Marsh Drive

Jacksonville, FL 32081

$522,000$224/sqftEst. $2,662/moMLS# 2149536

Beds

Baths

2,332

Sq Ft

2015

Built

Garage

Pool

About this home

Cypress Trails

Make an appointment ASAP to come and see this beautiful 4 Bedroom, 2.5 Bath home located in the awesome Cypress Trails Community in Nocatee! Some of the many highlights of this newly painted, move-in ready home include: Spacious open floor plan that makes for memorable family gatherings, with multiple flex spaces upstairs and down for an office, workout studio or place to relax and watch a movie! Gorgeous chefs' kitchen & solid surface counters, exquisite mosaic backsplash, stainless-steel appliances w/ island, pavered driveway & 2 car garage along with screened in back patio! Large, fully fenced yard for pool and/or creative outdoor living space & plenty of elbow room between you and your neighbors. Nocatee is renowned for being a hub for phenomenal dining, shopping and community events! Resort style amenities abound in Nocatee & Cypress Trails; including a pool, fitness club, walking and jogging trails and splash park along with use of the Main Nocatee Amenities Center and Pools!

Cost to own

Mortgage calculator

Home Price

$522,000

Down Payment: 20%

$104,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,662

Principal & Interest: $2,662

Property taxes (est.): $852

Insurance (est.): $348

Estimated Total Monthly

$3,862

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,662

Property taxesest. at asking price, Duval County$852

HOAbilled annually$50

Estimated total, before insurance$3,563/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,772/yr · $648/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$477,095	$294,108	▲ $15,000
2024	$463,950	$285,112	—
2023	$490,844	$275,352	—
2022	$407,026	$265,876	—
2021	$306,676	$256,676	—
2020	$287,950	$192,675	—

2025 property taxes (current owner): $7,772/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Price change$522,000−$900
Jul 20, 2026Price change$522,900−$1,100
Jul 16, 2026Price change$524,000−$1,000
Jul 9, 2026Price change$525,000−$4,900
Jun 9, 2026Listed$529,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$522,000

Price / Sq Ft$224

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,332

Acres0.17 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address215 White Marsh Drive, Jacksonville, FL 32081

Area029-Nocatee (Duval County)

SubdivisionCypress Trails At Nocatee

CityJacksonville

CountyDuval

StateFL

Zip Code32081

Lot Size7,405.2 sq ft

Parcel Number1681480540

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Water SourcePublic

ParkingOther, Additional Parking, Garage

ViewProtected Preserve