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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Trails, Jacksonville a home near Atlantic Coast High School.

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Active·Listed today·Cypress Trails

276 Gray Wolf Trail

Jacksonville, FL 32081

$569,000$228/sqftEst. $2,955/moMLS# 2165003
4
Beds
3
Baths
2,495
Sq Ft
2015
Built
3
Garage
No
Pool

About this home

Cypress Trails

Welcome home to this thoughtfully designed one-level split-floor-plan residence, perfectly situated on a quiet cul-de-sac with a lush, private preserve lot. A full-size 3-car garage adds everyday convenience and ample storage. Step through the foyer into a versatile office/flex room, followed by a formal dining room -- ideal for work-from-home flexibility or entertaining guests. The heart of the home opens into a light-filled living space with soaring 12-foot ceilings, filled with natural light and framed by a serene, panoramic preserve view. The kitchen is a true showpiece, featuring a large center island, breakfast nook area, natural gas range, and an open-concept flow into the living area -- perfect for gathering and entertaining. The primary suite offers a spacious walk-in closet with a built-in organization system, along with a spa-inspired bathroom featuring a frameless walk-in shower, separate soaking tub, and dual vanities. On the opposite side of the living space, a second

Cost to own

Mortgage calculator

$569,000
$113,800
Loan Term
Monthly Payment
$2,955
Principal & Interest: $2,955
Property taxes (est.): $929
Insurance (est.): $379
Estimated Total Monthly
$4,264
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,955
Property taxesest. at asking price, Duval County$929
HOAbilled monthly$33
Estimated total, before insurance$3,918/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,908/yr · $659/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,908/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 16, 2026Listed$569,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,000
Price / Sq Ft$228
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,495
Acres0.20 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address276 Gray Wolf Trail, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionCypress Trails At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size8,712 sq ft
Parcel Number1681480640
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Developer, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Water Softener Rented
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 16, 2026
Days on Market0
HOA Fees$33 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesOther
Tax Amount$7,907.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Cypress Trails

Cypress Trails is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Cypress Trails homes for sale →

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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