This home is in Cypress Trails, Jacksonville.

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Active·90 days on market·Cypress Trails

753 Aspen Leaf Drive

Jacksonville, FL 32081

$630,000$230/sqftEst. $3,353/moMLS# 2140656

Beds

Baths

2,735

Sq Ft

2016

Built

Garage

Pool

About this home

Cypress Trails

Welcome to 753 Aspen Leaf Dr in the sought-after Nocatee community, where comfort, space, and everyday convenience meet. This beautifully designed 4-bedroom, 4-bathroom home offers a spacious layout with room for everyone, plus a 3-car garage for extra storage, vehicles, or hobby space. Inside, you'll find generous living areas perfect for relaxing or entertaining, along with a well-appointed kitchen ready for daily life and special gatherings alike. All appliances convey with the home, including the washer, dryer, refrigerator, and water softener, making your move-in process refreshingly simple. Enjoy all that Nocatee has to offer, from top-rated amenities and community events to parks, trails, pools, and a vibrant lifestyle just minutes from shopping, dining, and the beach. This is more than a home, it's your next chapter waiting to begin.

Cost to own

Mortgage calculator

Home Price

$630,000

Down Payment: 20%

$126,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,202

Principal & Interest: $3,202

Est. Taxes & Insurance: $801

Estimated Total Monthly

$4,003

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,353

Property taxesest. at asking price, Duval County$1,029

HOAbilled annually$33

Estimated total, before insurance$4,415/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$569,544	$288,474	▲ $15,000
2024	$556,864	$279,496	—
2023	$592,449	$269,754	—
2022	$496,570	$260,296	—
2021	$370,076	$251,113	—
2020	$345,522	$246,887	—

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History