Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cypress Trails, Jacksonville.

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Active·135 days on market·Cypress Trails

753 Aspen Leaf Drive

Jacksonville, FL 32081

$630,000$230/sqftEst. $3,239/moMLS# 2140656

Beds

Baths

2,735

Sq Ft

2016

Built

Garage

Pool

About this home

Cypress Trails

Welcome to 753 Aspen Leaf Dr in the sought-after Nocatee community, where comfort, space, and everyday convenience meet. This beautifully designed 4-bedroom, 4-bathroom home offers a spacious layout with room for everyone, plus a 3-car garage for extra storage, vehicles, or hobby space. Inside, you'll find generous living areas perfect for relaxing or entertaining, along with a well-appointed kitchen ready for daily life and special gatherings alike. All appliances convey with the home, including the washer, dryer, refrigerator, and water softener, making your move-in process refreshingly simple. Enjoy all that Nocatee has to offer, from top-rated amenities and community events to parks, trails, pools, and a vibrant lifestyle just minutes from shopping, dining, and the beach. This is more than a home, it's your next chapter waiting to begin.

Cost to own

Mortgage calculator

Home Price

$630,000

Down Payment: 20%

$126,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,239

Principal & Interest: $3,239

Property taxes (est.): $1,029

Insurance (est.): $420

Estimated Total Monthly

$4,688

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,239

Property taxesest. at asking price, Duval County$1,029

HOAbilled annually$33

Estimated total, before insurance$4,301/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$569,544	$288,474	▲ $15,000
2024	$556,864	$279,496	—
2023	$592,449	$269,754	—
2022	$496,570	$260,296	—
2021	$370,076	$251,113	—
2020	$345,522	$246,887	—

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History