This home is in Artisan Lakes, Jacksonville.

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Active

Active·Listed today·Artisan Lakes

116 Hatter Drive

Jacksonville, FL 32081

$797,500$290/sqftEst. $4,066/moMLS# 2156450

Beds

Baths

2,747

Sq Ft

2016

Built

Garage

Pool

About this home

Artisan Lakes

Experience elevated living in Artisan Lakes, a boutique gated 55+ community of just 196 homesites, where privacy, convenience, and an active lifestyle come together. Set on a preserve lot, this beautifully designed home blends timeless style and everyday functionality. Strategically placed Solatube skylights fill the home with natural light, creating a bright, welcoming atmosphere throughout. The chef-inspired kitchen features ceiling-height cabinetry, an oversized island, and a butler's pantry with prep sink, setting the stage for everything from casual mornings to unforgettable evenings. The custom closet systems, built-in storage, well-appointed laundry room, and garage cabinetry make staying organized effortless. The extended screened lanai with a summer kitchen overlooks the preserve, creating a peaceful outdoor retreat.

Cost to own

Mortgage calculator

Home Price

$797,500

Down Payment: 20%

$159,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,066

Principal & Interest: $4,066

Property taxes (est.): $1,302

Insurance (est.): $532

Estimated Total Monthly

$5,900

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,066

Property taxesest. at asking price, Duval County$1,302

HOAbilled monthly$440

Estimated total, before insurance$5,808/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,311/yr · $1,193/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$725,987	$650,283	▲ $41,754
2024	$686,108	$631,108	▼ $279
2023	$663,028	$663,028	—
2022	$606,063	$379,980	—
2021	$417,942	$367,442	—
2020	$415,273	$364,773	▲ $5,000

2025 property taxes (current owner): $14,311/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Active$797,500
Jul 20, 2026Listed$797,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$797,500

Price / Sq Ft$290

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,747

Acres0.23 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address116 Hatter Drive, Jacksonville, FL 32081

Area029-Nocatee (Duval County)

SubdivisionArtisan Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32081

Lot Size10,018.8 sq ft

Parcel Number1681496655

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Spa/Hot Tub

UtilitiesElectricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Solar Tube(s), Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

Window FeaturesSkylight(s)