Skip to main content

This home is in The Villas, Jacksonville.

Photo 1 / 27
Active Under Contract

Active Under Contract·152 days on market·The Villas

435 Wingstone Drive

Jacksonville, FL 32081

$550,000$258/sqftEst. $2,927/moMLS# 2128155
3
Beds
2
Baths
2,133
Sq Ft
2018
Built
2
Garage
No
Pool

About this home

The Villas

This 2018 built Nocatee Villa is move in ready! Enjoy NO to LOW maintenance in this Luxury Nocatee Villa with an ideal true three bedroom/two bath split floor plan. Entertain in the open living with oversized Kitchen island and enjoy outdoor living with extended open sliders to the paver screened patio which overlooks green space for privacy. Grand coffered 12' ceilings, walk in pantry, all closets have built ins, beautiful glass shower with separate large tub and water closet in Owners bath, a dedicated Drop Zone off of Garage entrance, Laundry/storage room, two car garage with landscaped sidewalk to side front door entry completed with a welcoming foyer. Unique Nocatee gated street with only 88 homes and pool near gated entrance! This golf cart community is also about a 10 minute drive to Mickler beach. Make this beautiful Villa your new home and enjoy ALL of Nocatee's recreational activities as well as the entire nearby area amenities for your true Florida Lifestyle

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,796
Principal & Interest: $2,796
Est. Taxes & Insurance: $699
Estimated Total Monthly
$3,494
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,927
Property taxesest. at asking price, Duval County$898
HOAbilled monthly$431
Estimated total, before insurance$4,256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$464,298$312,584 $30,621
2024$496,760$303,068
2023$479,513$292,785
2022$434,817$282,801 $32,026
2021$333,999$273,108
2020$318,647$268,647

2025 property taxes (current owner): $7,848/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Feb 14, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,000
Price / Sq Ft$258
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,133
Acres0.11 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBartram Springs
MiddleTwin Lakes Academy

Community Information

Address435 Wingstone Drive, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionVillas At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number1681496330
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Park, Playground
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchRear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 14, 2026
Days on Market127
HOA Fees$431 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,848.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About The Villas

The Villas is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all The Villas homes for sale →

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke