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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Villas, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 21, 2026·127 days on market·Recent sales in The Villas·The Villas

435 Wingstone Drive

Jacksonville, FL 32081

$519,400sold priceListed at $550,000 · 94.4% of asking$244/sqftMLS# 2128155
3
Beds
2
Baths
2,133
Sq Ft
2018
Built
2
Garage
No
Pool

4 more homes for sale in The Villas →Search The Villas on the map

FEMA Zone XHOA $431/mo4,792 sqft lotSingle Family Residence1 story

About this home

The Villas

This 2018 built Nocatee Villa is move in ready! Enjoy NO to LOW maintenance in this Luxury Nocatee Villa with an ideal true three bedroom/two bath split floor plan. Entertain in the open living with oversized Kitchen island and enjoy outdoor living with extended open sliders to the paver screened patio which overlooks green space for privacy. Grand coffered 12' ceilings, walk in pantry, all closets have built ins, beautiful glass shower with separate large tub and water closet in Owners bath, a dedicated Drop Zone off of Garage entrance, Laundry/storage room, two car garage with landscaped sidewalk to side front door entry completed with a welcoming foyer. Unique Nocatee gated street with only 88 homes and pool near gated entrance! This golf cart community is also about a 10 minute drive to Mickler beach. Make this beautiful Villa your new home and enjoy ALL of Nocatee's recreational activities as well as the entire nearby area amenities for your true Florida Lifestyle

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,877
Property taxesest. at asking price, Duval County$848
HOAbilled monthly$431
Estimated total, before insurance$4,156/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,848/yr · $654/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$519,400
$103,880
Loan Term
Monthly Payment
$2,877
Principal & Interest: $2,877
Property taxes (est.): $848
Insurance (est.): $346
Estimated Total Monthly
$4,071
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$464,298$312,584▼ $30,621
2024$496,760$303,068—
2023$479,513$292,785—
2022$434,817$282,801▼ $32,026
2021$333,999$273,108—
2020$318,647$268,647—

2025 property taxes (current owner): $7,848/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$550,000
  • Feb 14, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $282/sq ft; this home is listed at $258/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747330.2
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$439,000$2454/21,794790.2
420 Hatter Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$650,000$2863/32,272110.3
52 Dyer Court, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$460,000$2642/21,741910.3
209 Willow Ridge Drive, Jacksonville, FL 32081Listed by WATSON REALTY CORPAug 2026$425,000$2753/21,548640.3
122 Pine Manor Drive, Jacksonville, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$715,000$2844/32,517360.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$258
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,133
Acres0.11 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address435 Wingstone Drive, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionVillas At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number1681496330
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Park, Playground
Community FeaturesSidewalks, Gated
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchRear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 14, 2026
Days on Market127
HOA Fees$431 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,848.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Villas

The Villas is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all The Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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