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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Trails, Jacksonville — a home near Atlantic Coast High School.

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Pending

$574,500Pending4 bd · 3 ba · 2,668 sq ft

Pending·51 days on market·Cypress Trails

175 Stony Ford Drive

Jacksonville, FL 32081

$574,500$215/sqftEst. $3,113/mo mortgageMLS# 2166573
↓ $30,500 below original list
4
Beds
3
Baths
2,668
Sq Ft
2015
Built
3
Garage
No
Pool

4 more homes for sale in Cypress Trails →Search Cypress Trails on the map

FEMA Zone XHOA $33/mo8,276 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cypress Trails

Beautiful one-level 4bdrm/3full bath split-floor-plan residence. A full-size 3-car garage adds everyday convenience and ample storage. Step through the foyer into office/flex room, followed by a formal dining room. This open kitchen featuring a large center island, breakfast nook area, natural gas range, and an open-concept flow into the living area. The primary suite offers a spacious walk-in closet with a built-in shelving and organization system, a frameless walk-in shower, separate soaking tub, and double vanities. One additional bedrooms has its own private ensuite. Large separate laundry room, 3 car garage and water softener system.

Next steps in Cypress Trails

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$3,113
Property taxesest. at asking price, Duval County$940
HOAbilled annually$33
Estimated total, before insurance$4,087/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,064/yr · $1,005/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$574,500
$114,900
Loan Term
Monthly Payment
$3,113
Principal & Interest: $3,113
Property taxes (est.): $940
Insurance (est.): $383
Estimated Total Monthly
$4,437
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$518,213$518,213—

2025 property taxes (current owner): $12,064/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 7, 2026Pending$574,500
  • Oct 25, 2026Price change$574,500−$23,250
  • Oct 16, 2026Price change$597,750−$7,250
  • Sep 25, 2026Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLCOct 2026$545,000$1994/3.52,745850.5
131 Old Carriage Court, Jacksonville, FL 32081Listed by RE/MAX SPECIALISTS PVOct 2026$538,000$2453/22,19950.6
429 Wingstone Drive, Jacksonville, FL 32081Listed by RE/MAX UNLIMITEDNov 2026$610,435$1803/3.53,390220.8
320 Wingstone Drive, Jacksonville, FL 32081Listed by WATSON REALTY CORPNov 2026$545,000$2563/22,128240.8
111 Crestway Lane, Jacksonville, FL 32081Listed by CLASSIC REALTYOct 2026$544,000$2592/22,103600.9
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747331

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$574,500
Price / Sq Ft$215
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,668
Acres0.19 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address175 Stony Ford Drive, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionCypress Trails At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number1681480360
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Natural Gas Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryGas Dryer Hookup

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedSeptember 25, 2026
Days on Market51
HOA Fees$396 / Annually
HOA FrequencyAnnually
HOA NameCypress Trails at Nocatee / BCM Services
Tax Amount$12,064.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KB REALTY & INVESTMENTS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Trails

Cypress Trails is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Cypress Trails homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines