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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee — a gated community home in Jacksonville.

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Active

Active·54 days on market·Tributary

75741 Pondside Lane

Yulee, FL 32097

$425,000$200/sqftEst. $2,336/mo mortgageMLS# 2162670
↓ $10,000 below original list
3
Beds
2
Baths
2,126
Sq Ft
2024
Built
2
Garage
No
Pool

64 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $135/moWaterfrontSingle Family Residence1 story

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About this home

Tributary

Welcome to Lakeview at Tributary, a premier 55+ active adult community offering resort-style living and everyday comfort. Situated on a premium pond-view homesite, this beautifully maintained home features 3 bedrooms, 2 bathrooms, a private office, and a versatile flex room perfect for a hobby space, media room, fitness area, or additional living space. The open-concept layout is ideal for entertaining, with spacious living and dining areas flowing to a screened lanai overlooking the water. Enjoy an extended paver patio for outdoor gatherings and a widened driveway for extra guest parking. Community amenities include a beach-entry pool, pickleball, bocce, fitness center, walking trails, and a vibrant social calendar. Skip the wait to build--this turnkey, upgraded home offers low-maintenance living in one of the area's most desirable active adult communities.

Next steps in Tributary

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,336
Property taxesest. at asking price, Duval County$694
HOAbilled quarterly$135
Estimated total, before insurance$3,164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,336
Principal & Interest: $2,336
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,313
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 14, 2026Price change$425,000−$5,000
  • Oct 3, 2026Price change$430,000−$5,000
  • Aug 31, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75133 Pondside Lane, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$477,000$2084/32,298780.2
75610 Pondside Lane, Yulee, FL 32097Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Jul 2026$368,000$2123/21,7371430.2
75268 Pondside Lane, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$369,000$2103/21,758500.4
75733 Lily Pond Court, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNSOct 2026$460,000$2034/32,267190.5
75573 Blackbird Drive, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$389,900$2343/21,668840.7
75209 Chelsea Garden Way, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$330,000$1773/21,864550.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,126
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
55+ CommunityYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address75741 Pondside Lane, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyDuval
StateFL
Zip Code32097
Parcel Number10-2N-26-2010-0419-0000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball
Community FeaturesSidewalks
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfacePaved

Additional Information

Date ListedAugust 31, 2026
Days on Market55
HOA Fees$404.25 / Quarterly
HOA FrequencyQuarterly
HOA NameFirst Service Residential
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Duval County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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