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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee.

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Sold

Sold·Closed Jul 16, 2026·55 days on market·Recent sales in Tributary·Tributary

75209 Chelsea Garden Way

Yulee, FL 32097

$330,000sold priceListed at $325,000 · 101.5% of asking$177/sqftMLS# 2140663
3
Beds
2
Baths
1,864
Sq Ft
2023
Built
2
Garage
No
Pool

56 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $13/moSingle Family Residence1 story

About this home

Tributary

NEW PRICE! Don't miss the opportunity! 1% LOAN AMOUNT CREDIT with preferred lender! Nearly new, Immaculately maintained and at a great price! Welcome home to this 3 bed/2 bath, rear load garage single family home (Dreamfinders Pinehurst floor plan) located in the Tributary community in Yulee. Features include an open floor plan, quartz counters, white kitchen cabinets, tile floors in main areas, LVP in bedrooms. His and her walk in closets, large walk in shower, tankless gas water heater, gas range, gutters, above garage door and attic storage, outdoor lighting and fresh landscaping to top it all off! Tributary offers many great amenities including a pool, clubhouse, fitness center, dog park, playground, pickleball courts, and more! Become a part of the growing and vibrant Tributary community. Come out and take a look!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Nassau County$456
HOAbilled annually$13
Estimated total, before insurance$2,296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $456
Insurance (est.): $220
Estimated Total Monthly
$2,503
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2022$65,000$65,000—

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2022), NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$325,000
  • Apr 17, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75573 Blackbird Drive, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$389,900$2343/21,668840.1
75647 Bayley Place, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYSep 2026$409,330$2393/21,71200.3
75268 Pondside Lane, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$369,000$2103/21,758500.3
75585 Banyan Way, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYAug 2026$424,970$2483/21,7121570.3
75728 Estuary Way, Yulee, FL 32097Listed by MARK SPAIN REAL ESTATEJul 2026$443,000$1904/32,337260.3
75593 Banyan Way, Yulee, FL 32097Listed by WEEKLEY HOMES REALTYJun 2026$453,260$2143/22,116380.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$174
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,864
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address75209 Chelsea Garden Way, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number102N26201005140000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesEat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionCleared
RoofShingle
ConstructionFiber Cement
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 17, 2026
Days on Market55
HOA Fees$150 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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