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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Tributary, Yulee — a gated community home on Amelia Island.

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Sold

Sold·Closed Jul 31, 2026·143 days on market·Recent sales in Tributary·Tributary

75610 Pondside Lane

Yulee, FL 32097

$368,000sold priceListed at $375,000 · 98.1% of asking$212/sqftMLS# 2129987
3
Beds
2
Baths
1,737
Sq Ft
2023
Built
2
Garage
No
Pool

56 more homes for sale in Tributary →Search Tributary on the map

FEMA Zone XHOA $135/mo6,534 sqft lotSingle Family Residence1 story

About this home

Tributary

Lakeview at Tributary - 55+ Gated Community | Low-Maintenance Living Welcome to effortless living in this beautifully maintained single-story home featuring a bright, open floor plan filled with natural light. The chef's kitchen stands out with a gas cooktop, tile backsplash, stainless steel appliances, a large island, and crisp white shaker-style cabinetry. The spacious owner's suite is privately tucked away at the back of the home and includes a walk-in closet and a luxurious bath with a dual showerhead system, spa-style rain shower, and private water closet. At the front, you'll find two additional bedrooms, a French door-enclosed den, and a two-car garage. Low-maintenance tile flooring runs through the main living areas, while the bedrooms feature plush wall-to-wall carpeting for comfort. Step outside to the covered, screened lanai overlooking a peaceful wetland view—no rear neighbors, just nature and privacy. Additional highlights include a water softener, gutters

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,038
Property taxesest. at asking price, Nassau County$508
HOAbilled quarterly$135
Estimated total, before insurance$2,681/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,121/yr · $510/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$368,000
$73,600
Loan Term
Monthly Payment
$2,038
Principal & Interest: $2,038
Property taxes (est.): $508
Insurance (est.): $245
Estimated Total Monthly
$2,792
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $358,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$299,118$248,396—
2024$292,464$242,464—
2023$15,500$15,500—

2024 property taxes (current owner): $6,121/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$375,000
  • Jul 7, 2026Pending$375,000
  • Feb 13, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75045 Pondside Lane, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$315,000$2042/21,5442350.1
75008 Pondside Lane, Yulee, FL 32097Listed by SUMMER HOUSE REALTYJun 2026$395,000$1973/32,006280.1
75837 Pondside Lane, Yulee, FL 32097Listed by LPT REALTY LLCApr 2026$420,000$2093/32,0062010.2
75268 Pondside Lane, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$369,000$2103/21,758500.3
75573 Blackbird Drive, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$389,900$2343/21,668840.6
75209 Chelsea Garden Way, Yulee, FL 32097Listed by LPT REALTY LLCJul 2026$330,000$1773/21,864550.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$216
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,737
Acres0.15 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address75610 Pondside Lane, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTributary
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,534 sq ft
Parcel Number102N26201004610000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Pickleball
Community FeaturesGated, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 13, 2026
Days on Market143
HOA Fees$404 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,120.83
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: ASSIST2SELL FULL SERVICE REALTY LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Tributary

Tributary is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Tributary homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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