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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a gated community home in St. Johns County.

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Active·Listed today

9151 June Lane

St. Augustine, FL 32080

$1,490,000$522/sqftEst. $7,660/moMLS# 2162354
3
Beds
3
Baths
2,854
Sq Ft
1995
Built
2
Garage
Yes
Pool

About this home

St. Augustine

Don't miss this updated MULITIGENERATIONAL WATERFRONT home in the gated Summer House community on the Intracoastal Waterway in St. Augustine. Featuring a semi-private dock (shared with one neighbor), boat lift, and jet ski storage, this is a true boater's retreat just minutes from Matanzas Inlet. Enjoy sunrise views from the front and sunset water views from the backyard, with beach access across the neighborhood entrance and community amenities including pool, tennis, basketball, playground, and community dock. The flexible multigenerational layout includes a lower-level suite with full kitchen and large bedroom, updated bathroom, and living area opening to a screened-in heated pool and jacuzzi overlooking the Intracoastal--ideal for guests or extended family. The upper level offers an open-concept living, dining, and kitchen space which is great space for entertaining! There are two large additional bedrooms, two renovated bathrooms, and a balcony off the living room.

Cost to own

Mortgage calculator

$1,490,000
$298,000
Loan Term
Monthly Payment
$7,660
Principal & Interest: $7,660
Property taxes (est.): $1,983
Insurance (est.): $993
Estimated Total Monthly
$10,636
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$7,660
Property taxesest. at asking price, St. Johns County$1,983
HOAbilled quarterly$225
Estimated total, before insurance$9,868/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,081/yr · $1,423/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,081/yr

Estimated taxes if purchased at asking price: ~$23,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,817 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 28, 2026Listed$1,490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,490,000
Price / Sq Ft$522
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,854
Acres0.14 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesGas Heat, Heated, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

Community Information

Address9151 June Lane, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionSummer Haven
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size6,098.4 sq ft
Parcel Number1882270240

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Gated, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s), Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewIntracoastal

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Garage, Lower Level, Washer Hookup
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear, Other
Patio / PorchCovered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 28, 2026
Days on Market0
HOA Fees$675 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesOther
Tax Amount$17,081.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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