This home is in Summer Island, St. Augustine — a gated community home in St. Johns County.
Active·48 days on market·Summer Island
9151 June Lane
St. Augustine, FL 32080
3 more homes for sale in Summer Island →Search Summer Island on the map
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About this home
Summer Island
Don't miss this updated MULITIGENERATIONAL WATERFRONT home in the gated Summer Island community on the Intracoastal Waterway in St. Augustine. Featuring a semi-private dock (shared with one neighbor), boat lift, and jet ski storage, this is a true boater's retreat just minutes from Matanzas Inlet. Enjoy sunrise views from the front and sunset water views from the backyard, with beach access across the neighborhood entrance and community amenities including pool, tennis, basketball, playground, and community dock. The flexible multigenerational layout includes a lower-level suite with full kitchen and large bedroom, updated bathroom, and living area opening to a screened-in heated pool and jacuzzi overlooking the Intracoastal--ideal for guests or extended family. The upper level offers an open-concept living, dining, and kitchen space which is great space for entertaining! There are two large additional bedrooms, two renovated bathrooms, and a balcony off the living room.
Next steps in Summer Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,817 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:27 AM, sunset 6:54 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $17,081/yr
Estimated taxes if purchased at asking price: ~$23,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 28, 2026Listed$1,490,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $522/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9155 June Lane, St. Augustine Beach, FL 32080Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $1,250,000 | $390 | 3/3.5 | 3,204 | 397 | 0 |
| 9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $680,000 | $321 | 3/2 | 2,118 | 48 | 0.2 |
| 9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $750,000 | $296 | 4/3 | 2,536 | 59 | 0.3 |
| 10 Milliken Lane, St. Augustine, FL 32080Listed by NETWORK PROPERTY GROUP LLC | Jul 2026 | $2,100,000 | $613 | 5/6 | 3,428 | 26 | 2 |
| 19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Jul 2026 | $560,000 | $277 | 3/2 | 2,025 | 0 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Island
Summer Island is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Summer Island homes for sale →Keep looking
More homes in Summer Island
For Sale9253 July LaneSt. Augustine, FL 32080
4 bd · 3 ba · 2,918 sq ft
$1,299,999Est. $6,919/moExperience the rare dual-water lifestyle of Summer Island with private dock access and the Atlantic Ocean directly…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale9163 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,628 sq ft
$1,250,000Est. $6,653/moWatch the boats go by! Fishermans paradise!Summer Haven is where the gated community of Summer Island is located. This…
Listing Office: watson realty corp
For Sale9179 June Lane LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,312 sq ft
$1,235,000Est. $6,573/moThis beautifully remodeled luxury waterfront residence offers refined coastal living along the scenic Intracoastal…
Listing Office: watson realty corp
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines