This home is in Summer Island, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Oct 9, 2026·48 days on market·Recent sales in Summer Island·Summer Island
9244 July Lane
St. Augustine, FL 32080
4 more homes for sale in Summer Island →Search Summer Island on the map
About this home
Summer Island
If you've been looking for water views without the waterfront price tag, this home in the gated community of Summer Island deserves a closer look. Enjoy ocean AND Intracoastal views, along with the convenience of being just a five-minute walk from the beach. This well-maintained, single-level home offers 2,118 square feet with 3 bedrooms and 2 bathrooms. Vaulted ceilings, skylights, and expansive windows fill the interior with natural light while showcasing the surrounding water views. Recent improvements include a new roof in 2022 and a new HVAC system in 2025, providing added value and peace of mind. The living room features a wood-burning fireplace and sliding glass doors that open to the enclosed sunroom, creating a comfortable space to enjoy your morning coffee, read a book, or simply take in the panoramic ocean views.
Next steps in Summer Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,817 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south access5 min drive · 40 parking spaces
Closest park or preserve
Faver-Dykes State Park28 min drive · 2.9 mi of trails
Closest public boat ramp
Faver – Dykes State Park Boat Rampabout 3 mi · Pellicer Creek
Closest kayak & paddleboard launch
Helen Mellon Schmidt Park Paddlecraft Access #3about 0.3 mi · Matanzas River
Closest youth league fields
Frank Butler Beachfront Park East13 min drive · Soccer
Closest grocery store
Aldi20 min drive · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,430/yr
Estimated taxes if purchased at asking price: ~$10,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Closed$699,000
- Sep 8, 2026Pending$699,000
- Aug 28, 2026Active Under Contract$699,000
- Jul 22, 2026Listed$699,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $318/sq ft; this home is listed at $330/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9224 July Lane, St. Augustine Beach, FL 32080Listed by ERA ONETEAM REALTY | Dec 2025 | $650,000 | $318 | 3/3 | 2,045 | 136 | 0.1 |
| 9143 June Lane, St. Augustine, FL 32080Listed by REACH REALTY LLC | Dec 2025 | $1,225,000 | $510 | 4/3.5 | 2,404 | 14 | 0.3 |
| 9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $750,000 | $296 | 4/3 | 2,536 | 59 | 0.5 |
| 41 Milliken Lane, St. Augustine, FL 32080Listed by IHEART REALTY INC | Mar 2026 | $780,000 | $442 | 3/2.5 | 1,763 | 164 | 2.2 |
| 19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Jul 2026 | $560,000 | $277 | 3/2 | 2,025 | 0 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Sold by: ENDLESS SUMMER REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Island
Summer Island is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Summer Island homes for sale →Keep looking
More homes in Summer Island
For Sale9179 June Lane LaneSt. Augustine, FL 32080
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For Sale9163 June LaneSt. Augustine, FL 32080
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$1,250,000Est. $6,653/moWatch the boats go by! Fishermans paradise!Summer Haven is where the gated community of Summer Island is located. This…
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For Sale9253 July LaneSt. Augustine, FL 32080
4 bd · 3 ba · 2,918 sq ft
$1,299,999Est. $6,919/moExperience the rare dual-water lifestyle of Summer Island with private dock access and the Atlantic Ocean directly…
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For Sale9151 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,854 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines