This home is in Summer Island, St. Augustine — a gated community home in St. Johns County.
Active·41 days on market·Summer Island
9179 June Lane Lane
St. Augustine, FL 32080
3 more homes for sale in Summer Island →Search Summer Island on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Summer Island
This beautifully remodeled luxury waterfront residence offers refined coastal living along the scenic Intracoastal Waterway in the exclusive gated community of Summer Island. Perfectly positioned with approximately 70 feet of direct Intracoastal frontage, the home captures breathtaking west-facing sunsets and unobstructed views of the Guana Tolomato Matanzas National Estuarine Research Reserve. The thoughtfully designed two-story layout features three bedrooms and three baths, including two private primary suites. The main-level suite offers convenience and accessibility, while the upper-level retreat boasts a private balcony overlooking the water an ideal setting for enjoying tranquil evenings and spectacular sunset views. Inside, the residence has been fully renovated with modern finishes, showcasing an updated kitchen, remodeled bathrooms, and new flooring complemented by elegant architectural details such as crown molding.
Next steps in Summer Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,822 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $968,714 | $598,139 | — |
| 2024 | $933,271 | $580,574 | — |
| 2023 | $904,404 | $562,208 | — |
| 2022 | $811,814 | $544,377 | — |
| 2021 | $632,221 | $527,065 | — |
| 2020 | $612,139 | $519,098 | — |
Estimated taxes if purchased at asking price: ~$19,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 19, 2026Price change$1,235,000−$15,000
- Mar 14, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $534/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $680,000 | $321 | 3/2 | 2,118 | 48 | 0.2 |
| 9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $750,000 | $296 | 4/3 | 2,536 | 59 | 0.4 |
| 41 Milliken Lane, St. Augustine, FL 32080Listed by IHEART REALTY INC | Mar 2026 | $780,000 | $442 | 3/2.5 | 1,763 | 164 | 2.1 |
| 19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Jul 2026 | $560,000 | $277 | 3/2 | 2,025 | 0 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Island
Summer Island is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Summer Island homes for sale →Keep looking
More homes in Summer Island
For Sale9163 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,628 sq ft
$1,250,000Est. $6,653/moWatch the boats go by! Fishermans paradise!Summer Haven is where the gated community of Summer Island is located. This…
Listing Office: watson realty corp
For Sale9253 July LaneSt. Augustine, FL 32080
4 bd · 3 ba · 2,918 sq ft
$1,299,999Est. $6,919/moExperience the rare dual-water lifestyle of Summer Island with private dock access and the Atlantic Ocean directly…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale9151 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,854 sq ft
$1,490,000Est. $7,930/moDon't miss this updated MULITIGENERATIONAL WATERFRONT home in the gated Summer Island community on the Intracoastal…
Listing Office: christie's international real estate first coast
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines