This home is in Summer Island, St. Augustine — a waterfront home in St. Johns County.
Active·198 days on market·Summer Island
9163 June Lane
St. Augustine, FL 32080
3 more homes for sale in Summer Island →Search Summer Island on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Summer Island
Watch the boats go by! Fishermans paradise!Summer Haven is where the gated community of Summer Island is located. This waterfront paradise on the intracoastal is truly a boaters and beach goers dream! This 3-bedroom 3 bath home with office has amazing intracoastal views and stunning evening sunsets. The home has an amazing floorplan with the living and dining areas flowing nicely into the large, updated kitchen. The family room is beyond with amazing views of the water and dock. The ultra view screened lanai is an amazing space to enjoy the morning coffee or evening cocktails. Upstairs is the large owner's suite with a remodeled bath and ultra view screened porch. The guest bedrooms are ample sized and conveniently located near the main bath. This home has had numerous upgrades and improvements such as brand new dock and 10k lb. boat lift, recent windows and doors, kitchen remodel including quartz counters and newer stainless
Next steps in Summer Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,810 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,056,307 | $648,875 | — |
| 2024 | $1,020,845 | $629,880 | — |
| 2023 | $987,597 | $610,078 | — |
| 2022 | $889,096 | $590,852 | — |
| 2021 | $692,152 | $572,186 | — |
| 2020 | $673,240 | $563,596 | — |
2025 property taxes (current owner): $8,900/yr
Estimated taxes if purchased at asking price: ~$20,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Mar 31, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $476/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9155 June Lane, St. Augustine Beach, FL 32080Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $1,250,000 | $390 | 3/3.5 | 3,204 | 397 | 0 |
| 9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $680,000 | $321 | 3/2 | 2,118 | 48 | 0.2 |
| 9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $750,000 | $296 | 4/3 | 2,536 | 59 | 0.3 |
| 19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Jul 2026 | $560,000 | $277 | 3/2 | 2,025 | 0 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Island
Summer Island is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Summer Island homes for sale →Keep looking
More homes in Summer Island
For Sale9179 June Lane LaneSt. Augustine, FL 32080
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$1,235,000Est. $6,573/moThis beautifully remodeled luxury waterfront residence offers refined coastal living along the scenic Intracoastal…
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For Sale9253 July LaneSt. Augustine, FL 32080
4 bd · 3 ba · 2,918 sq ft
$1,299,999Est. $6,919/moExperience the rare dual-water lifestyle of Summer Island with private dock access and the Atlantic Ocean directly…
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For Sale9151 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,854 sq ft
$1,490,000Est. $7,930/moDon't miss this updated MULITIGENERATIONAL WATERFRONT home in the gated Summer Island community on the Intracoastal…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines