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This home is in St. Augustine — a pool home in St. Johns County.

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Active

Active·122 days on market

9253 July Lane

St. Augustine, FL 32080

$1,349,999$463/sqftEst. $6,940/moMLS# 2142669

Beds

Baths

2,918

Sq Ft

1995

Built

Garage

Yes

Pool

About this home

St. Augustine

Experience the rare dual-water lifestyle of Summer Island with private dock access and the Atlantic Ocean directly across the street. From the moment you arrive, this gated coastal sanctuary captures the essence of elevated Florida living--where ocean sunrises, shimmering poolside evenings, and the prestige of exclusive waterfront living create an extraordinary everyday escape. Step into your own private resort, where a glowing pool, professionally designed outdoor kitchen, and salt-kissed breezes set the stage for unforgettable sunset gatherings. Embrace the ultimate dockside lifestyle with premier private dock access and a secluded private beach, offering endless days of boating, paddleboarding, and effortless connection to the water. With the Atlantic just steps away, ocean proximity becomes part of your daily rhythm, blending adventure and serenity.

Cost to own

Mortgage calculator

Home Price

$1,349,999

Down Payment: 20%

$270,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$6,940

Principal & Interest: $6,940

Property taxes (est.): $1,796

Insurance (est.): $900

Estimated Total Monthly

$9,637

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$6,940

Property taxesest. at asking price, St. Johns County$1,796

HOAbilled quarterly$225

Estimated total, before insurance$8,962/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,030/yr · $919/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $99,700 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,125,517	$778,878	—
2024	$1,083,665	$756,220	—
2023	$1,018,585	$730,335	—
2022	$925,378	$0	—
2021	$720,520	$0	—
2020	$696,907	$0	—

2025 property taxes (current owner): $11,030/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,826 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Price change$1,349,999−$50,000
Apr 30, 2026Listed$1,399,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,349,999

Price / Sq Ft$463

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,918

Acres0.16 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Heated

Is WaterfrontYes

Gated CommunityYes

Community Information

Address9253 July Lane, St. Augustine, FL 32080

Area332-Crescent Beach/Summer Haven

SubdivisionSummer Island

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size6,969.6 sq ft

Parcel Number1882260230

Amenities

AmenitiesBoat Launch, Clubhouse, Gated, Pickleball

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewIntracoastal, Pool

Waterfront TypeIntracoastal, Navigable Water, Seawall

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Central Vacuum, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo