This home is in Summer Island, St. Augustine Beach — a gated community home in St. Johns County.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Dec 22, 2025·136 days on market·Recent sales in Summer Island·Summer Island
9224 July Lane
St. Augustine Beach, FL 32080
4 more homes for sale in Summer Island →Search Summer Island on the map
About this home
Summer Island
Discover your own personal waterfront retreat with this beautiful POOL home residing just steps away from the Atlantic Ocean and Matanzas inlet! Nestled in the highly coveted gated community of Summer Island, this inviting coastal home is an outdoor paradise for boaters, beachgoers and water enthusiasts alike or for those who enjoy relaxing and taking in peaceful, serene views of the beach, ocean and beautiful Florida sunrises and sunsets. Step inside to experience the perfect blend of comfort and style in this wonderfully designed home featuring a light-filled, open-concept floor plan ideal for both everyday living and entertaining. Enjoy 3 generously sized bedrooms, each with its own private ensuite bath, offering the perfect sanctuary for family and guests. The family room is a true showstopper, with multi-slide doors and floor-to-ceiling glass that frame magnificent views of the inground pool and beach beyond, while a welcoming fireplace adds a touch of cozy charm. The kitchen is
Next steps in Summer Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,829 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south access5 min drive · 40 parking spaces
Closest park or preserve
Faver-Dykes State Park28 min drive · 2.9 mi of trails
Closest public boat ramp
Faver – Dykes State Park Boat Rampabout 3 mi · Pellicer Creek
Closest kayak & paddleboard launch
Helen Mellon Schmidt Park Paddlecraft Access #3about 0.3 mi · Matanzas River
Closest youth league fields
Frank Butler Beachfront Park East13 min drive · Soccer
Closest grocery store
Aldi20 min drive · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $8,048/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $334/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $680,000 | $321 | 3/2 | 2,118 | 48 | 0.1 |
| 9143 June Lane, St. Augustine, FL 32080Listed by REACH REALTY LLC | Dec 2025 | $1,225,000 | $510 | 4/3.5 | 2,404 | 14 | 0.2 |
| 9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $750,000 | $296 | 4/3 | 2,536 | 59 | 0.4 |
| 41 Milliken Lane, St. Augustine, FL 32080Listed by IHEART REALTY INC | Mar 2026 | $780,000 | $442 | 3/2.5 | 1,763 | 164 | 2.2 |
| 19 Deerwood Street, Palm Coast, FL 32137Listed by NON MLS (realMLS) | Jul 2026 | $560,000 | $277 | 3/2 | 2,025 | 0 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Sold by: ERA ONETEAM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Island
Summer Island is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Summer Island homes for sale →Keep looking
More homes in Summer Island
For Sale9179 June Lane LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,312 sq ft
$1,235,000Est. $6,573/moThis beautifully remodeled luxury waterfront residence offers refined coastal living along the scenic Intracoastal…
Listing Office: watson realty corp
For Sale9163 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,628 sq ft
$1,250,000Est. $6,653/moWatch the boats go by! Fishermans paradise!Summer Haven is where the gated community of Summer Island is located. This…
Listing Office: watson realty corp
For Sale9253 July LaneSt. Augustine, FL 32080
4 bd · 3 ba · 2,918 sq ft
$1,299,999Est. $6,919/moExperience the rare dual-water lifestyle of Summer Island with private dock access and the Atlantic Ocean directly…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale9151 June LaneSt. Augustine, FL 32080
3 bd · 3 ba · 2,854 sq ft
$1,490,000Est. $7,930/moDon't miss this updated MULITIGENERATIONAL WATERFRONT home in the gated Summer Island community on the Intracoastal…
Listing Office: christie's international real estate first coast
Keep looking
Similar homes in St. Augustine Beach
Explore the area
More in Summer Island
Summer Island guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines