This home is in St. Augustine Beach.

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Pending

Pending·427 days on market

9155 June Lane

St. Augustine Beach, FL 32080

$1,399,999$437/sqftEst. $7,451/moMLS# 2087708

Beds

Baths

3,204

Sq Ft

1999

Built

Garage

Pool

About this home

St. Augustine Beach

Perfectly positioned along the intracoastal waterway and natural beauty, this home captures breathtaking sunset views and frequent dolphin sightings right from your backyard. Fish from your own private dock or launch your boat with ease using the built in covered boat lift. Inside, sophistication meets comfort with the open floorplan with views of the intracoastal. A formal dining room with an adjoining butler's pantry is perfect for entertaining. This home offers 3 spacious bedrooms each with private baths, a dedicated home office and flex space ideal for home gym, game room or craft area and upper rear balcony. Located in the exclusive gated community of Summer Island, featuring clubhouse, pool, tennis courts, boat ramp and all just steps away from the Beach. This home delivers the perfect blend of luxury and coastal charm.

Cost to own

Mortgage calculator

Home Price

$1,399,999

Down Payment: 20%

$280,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$7,116

Principal & Interest: $7,116

Est. Taxes & Insurance: $1,779

Estimated Total Monthly

$8,895

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,451

Property taxesest. at asking price, St. Johns County$1,863

HOAbilled quarterly$161

Estimated total, before insurance$9,475/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,099,098	$855,969	—
2024	$1,055,192	$831,138	—
2023	$1,019,455	$805,474	—
2022	$931,887	$780,557	—
2021	$722,844	$722,844	—
2020	$698,332	$476,918	—

2024 property taxes (current owner): $10,859/yr

Estimated taxes if purchased at asking price: ~$22,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.