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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Oct 27, 2026·162 days on market·Recent sales in St. Augustine

9106 Mellon Court

St. Augustine, FL 32080

$865,000sold priceListed at $995,000 · 86.9% of asking$335/sqftMLS# 2139403
5
Beds
3.5
Baths
2,580
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,197 sqft lotWaterfrontSingle Family Residence3 stories

About this home

St. Augustine

Experience the best of coastal living in this exceptional St. Augustine Beach retreat, where ocean views and direct beach access create a truly special place to enjoy your own piece of paradise. Perfectly positioned on a 1/3 an acre just steps from the ocean, this home invites you awaken to sunrises over the Atlantic and unwind with evening sunsets over the Intracoastal Waterway... the best of both worlds. With an open, flowing floor plan, expansive windows and sunlit rooms this thoughtfully designed home creates a welcoming environment for both quiet moments by the sea and gatherings. With 4 bedrooms, a bonus room and 3 1/2 baths there is ample space for both family and friends... An ideal home for unforgettable beachside memories with the ability to sleep up to 14 guests. Multiple low-maintenance Trex decks off of both the gathering areas and all bedrooms extend the living space outdoors, creating the perfect setting for enjoying the ocean breezes and Florida sunsets.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,716
Property taxesest. at asking price, St. Johns County$1,151
Estimated total, before insurance$5,867/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,673/yr · $1,056/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$960,916$870,258—
2024$1,005,434$791,144—
2023$1,013,223$719,222—
2022$795,765$653,838—
2021$616,099$594,398—
2020$540,362$540,362—

2025 property taxes (current owner): $12,673/yr

Estimated taxes if purchased at asking price: ~$13,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 29, 2026Closed$995,000
  • Oct 9, 2026Pending$995,000
  • Apr 10, 2026Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $373/sq ft; this home is listed at $386/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9108 A1A, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$750,000$2964/32,536590.1
9155 June Lane, St. Augustine Beach, FL 32080Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$1,250,000$3903/3.53,2043970.3
9143 June Lane, St. Augustine, FL 32080Listed by REACH REALTY LLCDec 2025$1,225,000$5104/3.52,404140.3
9224 July Lane, St. Augustine Beach, FL 32080Listed by ERA ONETEAM REALTYDec 2025$650,000$3183/32,0451360.4
9244 July Lane, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYOct 2026$680,000$3213/22,118480.5
9261 July Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2025$1,100,000$3735/2.52,94900.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$995,000
Price / Sq Ft$386
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,580
Acres0.28 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address9106 Mellon Court, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionMatanzas Inlet Bch
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size12,196.8 sq ft
Parcel Number1888700620

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingOther, Garage, Garage Door Opener
Waterfront TypeOcean Access

Interior

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Deck, Rear Porch
FencingBack Yard
RoofMetal
ConstructionConcrete, Fiber Cement

Additional Information

Date ListedApril 10, 2026
Days on Market162
Tax Amount$12,673.03
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS ST AUGUSTINE

Sold by: Non-MLS or Out of Area (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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