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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·Listed today

1875 Plantation Oaks Drive

Jacksonville, FL 32223

$659,900$259/sqftEst. $3,393/moMLS# 2162311
5
Beds
2
Baths
2,549
Sq Ft
1990
Built
2
Garage
Yes
Pool

About this home

Jacksonville

Move-in ready and beautifully maintained, this spacious 5-bedroom, 2.5-bath custom pool home offers an excellent floor plan, privacy, and a fantastic location in the desirable Plantation South neighborhood. With approximately 2,549 sq. ft. of thoughtfully designed living space, this home is ready for you to make it your own! From the moment you arrive, you'll appreciate the beautiful curb appeal and inviting layout. Inside, you'll find spacious living areas, high hand-troweled ceilings, crown molding, and gorgeous 5' plank wood flooring. The well-appointed kitchen features granite countertops, stainless steel appliances, glazed cabinetry, and a cozy breakfast nook--perfect for everyday living and entertaining. The spacious primary suite provides a relaxing retreat with a walk-in closet, soaking tub, double vanity, and French doors leading directly to the lanai. The split-bedroom floor plan offers flexibility and privacy for family and guests.

Cost to own

Mortgage calculator

$659,900
$131,980
Loan Term
Monthly Payment
$3,393
Principal & Interest: $3,393
Property taxes (est.): $1,078
Insurance (est.): $440
Estimated Total Monthly
$4,910
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,393
Property taxesest. at asking price, Duval County$1,078
HOAbilled annually$12
Estimated total, before insurance$4,482/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,265/yr · $522/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,265/yr

Estimated taxes if purchased at asking price: ~$12,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,551 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 28, 2026Listed$659,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$659,900
Price / Sq Ft$259
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,549
Acres0.25 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure
Is WaterfrontYes

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address1875 Plantation Oaks Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionPlantation South
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,890 sq ft
Lot Dimensions100 x 110
Parcel Number1060878124
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingFenced, Wood
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 28, 2026
Days on Market0
HOA Fees$140 / Annually
HOA FrequencyAnnually
HOA NamePlantation South HOA
Tax Amount$6,264.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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