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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·33 days on market

1911 St Marys Court

Jacksonville, FL 32223

$650,000$201/sqftEst. $3,600/mo mortgageMLS# 2162600
4
Beds
2
Baths
3,227
Sq Ft
1987
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $16/mo13,504 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Nestled in the heart of Mandarin, this spacious brick pool home is ready for its new owners. The Kitchen space, along with the family room and Florida room is perfect for hosting and entertaining. A separate dining space is right off the kitchen, and another front area that's great for an office. Has a beautiful wood burning brick fireplace. 4 spacious size bedrooms. The master-room features a private door to the Florida room, the master-bath has his and her separate vanities and walk in-closets. A fully fenced backyard with a swimming pool, a concrete pad located on the side of the house behind the fence, ideal for small boat or vehicle to keep out of sight. This home has been fully renovated in 2023 (paint, carpet, vinyl planks, granite counters & appliances). New roof installed 2021. Low HOA and no CDD. Located in a cul-de- sac. Close to parks, plenty of shopping and restaurants line all along San Jose Blvd Square footage of home Includes the 440sqft Florida room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
HOAbilled annually$16
Estimated total, before insurance$4,677/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,302/yr · $775/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,095
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,016 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,302/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Active Under Contract$650,000
  • Aug 30, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14630
14004 Athens Drive, Jacksonville, FL 32223Listed by DJ & LINDSEY REAL ESTATEJul 2026$581,500$2144/2.52,71290.2
2506 Riley Oaks Trail, Jacksonville, FL 32223Listed by THE LEGENDS OF REAL ESTATEOct 2026$769,000$2454/3.53,14130.4
14264 Hawksmore Lane, Jacksonville, FL 32223Listed by SOUTH STATE REALTY LLCSep 2026$578,000$2554/32,264150.4
1770 Rising Oaks Drive, Jacksonville, FL 32223Listed by JAX REALTY LLCJul 2026$687,500$2615/42,638310.4
14423 Pond Pl Drive, Jacksonville, FL 32223Listed by ONE REALTY CORPJun 2026$430,000$1903/22,262730.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$201
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage3,227
Acres0.31 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address1911 St Marys Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiverchase
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size13,503.6 sq ft
Parcel Number1060878582

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundrySink
Window FeaturesSkylight(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch
FencingFenced, Back Yard, Full, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 16, 2026
Days on Market18
HOA Fees$188 / Annually
HOA FrequencyAnnually
Tax Amount$9,302.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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