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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

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Active

Active·Listed today

1770 Providence Hollow Lane

Jacksonville, FL 32223

$475,000$209/sqftEst. $2,515/moMLS# 2165182
4
Beds
2.5
Baths
2,277
Sq Ft
1990
Built
2
Garage
No
Pool

About this home

Jacksonville

This beautiful brick home in the heart of Mandarin is one you'll want to see in person! Featuring 4 bedrooms and 3 bathrooms, with one of the four bedrooms currently set up as a home office, this home has a warm, welcoming feel with beautiful wood floors throughout. The backyard is the showstopper! A spacious screened-in porch overlooks a large, fully fenced yard surrounded by mature trees, creating the kind of privacy and peaceful setting that's hard to find. Even better, the big-ticket updates are already done with a BRAND NEW ROOF in 2026, water heater in 2025, and HVAC in 2020. All of this in an incredible Mandarin location with a super low HOA, close to shopping, dining, and everything you need. Great home, beautiful setting, and a location that's hard to beat!

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,515
Principal & Interest: $2,515
Property taxes (est.): $776
Insurance (est.): $317
Estimated Total Monthly
$3,608
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,515
Property taxesest. at asking price, Duval County$776
HOAbilled annually$29
Estimated total, before insurance$3,320/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~764 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$209
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,277
Acres0.31 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address1770 Providence Hollow Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionProvidence Hollow
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size13,503.6 sq ft
Parcel Number1060881090

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 17, 2026
Days on Market0
HOA Fees$350 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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9/19/2026

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