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This home is in Jacksonville a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·4 days on market

2506 Riley Oaks Trail

Jacksonville, FL 32223

$769,000$245/sqftEst. $3,974/moMLS# 2163624
4
Beds
3
Baths
3,141
Sq Ft
2018
Built
3
Garage
Yes
Pool

About this home

Jacksonville

Immaculate, meticulously maintained and beautifully updated one-owner David Weekley home, built in 2018 on a premium oversized cul-de-sac lot in a gated Mandarin community with low HOA fees and no CDD. The flexible Manotak plan offers 4-bedroom living, 3.5 baths and two flex spaces, including a private office with French doors. Upstairs, the nonconforming 4th-bedroom suite has a full bath, large closet and adjacent walk-in attic. The kitchen features a double oven, custom walk-in pantry and artisan island lighting. Pocket sliders open to a screened saltwater pool and spa with waterfall, paver patio and covered seating area. The fully fenced yard offers generous side yards and a firepit area. Highlights include a 3-car tandem garage with custom cabinetry and epoxy floor, custom storage throughout, upgraded lighting, surround sound, irrigation with separate meter, transferable termite bond and app-controlled pool and spa. Minutes to parks, boat ramps, shopping and dining.

Cost to own

Mortgage calculator

$769,000
$153,800
Loan Term
Monthly Payment
$3,974
Principal & Interest: $3,974
Property taxes (est.): $1,256
Insurance (est.): $513
Estimated Total Monthly
$5,742
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,974
Property taxesest. at asking price, Duval County$1,256
HOAbilled quarterly$150
Estimated total, before insurance$5,379/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,365/yr · $614/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,365/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Active Under Contract$769,000
  • Sep 4, 2026Listed$769,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$769,000
Price / Sq Ft$245
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,141
Acres0.29 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive Under Contract
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address2506 Riley Oaks Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiley Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size12,632.4 sq ft
Parcel Number1059310555
ZoningResidential

Amenities

AmenitiesGated
UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer
Water SourcePublic
Green / EnergyInsulation, Windows
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Private

Exterior

Lot DescriptionIrregular Lot
Patio / PorchPatio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 5, 2026
Days on Market5
HOA Fees$450 / Quarterly
HOA FrequencyQuarterly
HOA NameRiley Oaks Homeowners Association
HOA Fee IncludesTrash
Tax Amount$7,364.78
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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