This home is in Jacksonville.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today

14264 Hawksmore Lane

Jacksonville, FL 32223

$599,500$265/sqftEst. $3,057/moMLS# 2157126

Beds

Baths

2,264

Sq Ft

1988

Built

Garage

Yes

Pool

About this home

Jacksonville

Move-in ready 4 bedroom, 3 bathroom home in Mandarin with screened in pool and heated spillover spa/fountain. Kitchen features stainless steel appliances, granite countertops and large center island for extra cooking space Cozy family room with brick fireplace, New roof 2025. New pool screen. Big back yard fully fenced.

Cost to own

Mortgage calculator

Home Price

$599,500

Down Payment: 20%

$119,900

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,057

Principal & Interest: $3,057

Property taxes (est.): $979

Insurance (est.): $400

Estimated Total Monthly

$4,435

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,057

Property taxesest. at asking price, Duval County$979

HOAbilled annually$18

Estimated total, before insurance$4,054/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,990/yr · $666/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$475,808	$425,086	—
2024	$477,110	$477,110	▼ $896
2023	$461,459	$344,088	—
2022	$442,539	$332,610	▲ $66,165
2021	$319,646	$195,970	▲ $38,284
2020	$273,201	$192,505	▼ $6,000

2025 property taxes (current owner): $7,990/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History