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This home is in Silverleaf, Jacksonville — a pool home in Jacksonville.

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Active

Active·1 day on market·Silverleaf

3621 Silvery Lane

Jacksonville, FL 32217

$995,000$288/sqftEst. $5,121/moMLS# 2159713

Beds

Baths

3,450

Sq Ft

1990

Built

Garage

Yes

Pool

About this home

Silverleaf

Brick home located in the highly desirable Silverleaf subdivision with great access to major highways, shopping and downtown Jacksonville. This one owner home is ready for current upgrades for the family who has children in private schools or a professional who needs a quick commute to downtown hospitals or businesses. This home boasts an outdoor oasis with a very large pool and hot tub, covered patio and barbeque area perfect for entertaining. This single story home sits on .34 acres, a pavered driveway and has a 3 car garage on the side of the house. Owner never had any pets and maintained the house immaculately. Gas is present in the house and fuels the two fireplaces, the outdoor cooking area and the hot tub. There are many features inside and outside of the house that are controlled from your phone. This home boasts a separate living room, family room and dining room and eat in kitchen area. A unique home in a unique neighborhood!!

Cost to own

Mortgage calculator

Home Price

$995,000

Down Payment: 20%

$199,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$5,121

Principal & Interest: $5,121

Property taxes (est.): $1,625

Insurance (est.): $663

Estimated Total Monthly

$7,409

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$5,121

Property taxesest. at asking price, Duval County$1,625

HOAbilled annually$33

Estimated total, before insurance$6,778/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,328/yr · $527/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,328/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 12, 2026Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$995,000

Price / Sq Ft$288

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,450

Acres0.34 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Community Information

Address3621 Silvery Lane, Jacksonville, FL 32217

Area012-San Jose

SubdivisionSilverleaf

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size14,810.4 sq ft

Lot Dimensions105' X 138'

Parcel Number1515550120

Amenities

UtilitiesCable Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Electric Oven, Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas

# of Stories1

LevelsOne