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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cathedral Oaks, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 25, 2026·6 days on market·Recent sales in Cathedral Oaks·Cathedral Oaks

3730 Cathedral Cove Road

Jacksonville, FL 32217

$855,000sold priceListed at $875,000 · 97.7% of asking$326/sqftMLS# 2159971
4
Beds
3
Baths
2,624
Sq Ft
1982
Built
2
Garage
Yes
Pool

All Cathedral Oaks homes for sale →Search Cathedral Oaks on the map

FEMA Zone XNo HOA16,117 sqft lotSingle Family Residence1 story

About this home

Cathedral Oaks

Meticulously maintained all-brick ranch pool home on .37 acres in desirable Cathedral Oaks, minutes from The Bolles School and perfectly located between San Marco and Mandarin. A large driveway, side-entry garage, and double-gated boat/RV pad with new covered A-frame welcome you home. Inside, an open floor plan flows to a lushly landscaped backyard, patio, and solar-heated pool -- ideal for entertaining. Major upgrades include a new split HVAC system, new water heater, new fencing, remodeled kitchen, gas fireplace, built-in wine bar and fresh paint, making this home truly move-in ready. The showstopper: a retractable sunroof over the patio, letting you enjoy the backyard oasis in full comfort even on hot Florida afternoons -- shade at the push of a button. Just bring your belongings, everything else is done!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,736
Property taxesest. at asking price, Duval County$1,396
Estimated total, before insurance$6,132/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,788/yr · $649/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$855,000
$171,000
Loan Term
Monthly Payment
$4,736
Principal & Interest: $4,736
Property taxes (est.): $1,396
Insurance (est.): $570
Estimated Total Monthly
$6,702
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,788/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 27, 2026Closed$875,000
  • Aug 27, 2026Active Under Contract$875,000
  • Aug 19, 2026Active$875,000
  • Aug 13, 2026Listed$875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $333/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3775 San Viscaya Drive, Jacksonville, FL 32217Listed by MOXII PRO REALTYSep 2026$450,000$2334/31,9301810.1
8620 San Servera Drive W, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$565,000$2184/32,596230.2
8841 Pallazzo Terrace, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$817,500$3143/2.52,6061820.3
3639 Darnall Place, Jacksonville, FL 32217Listed by WATSON REALTY CORPAug 2026$615,000$2394/32,570220.3
4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSOct 2026$419,900$2193/21,917590.4
4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATESep 2026$460,000$2413/21,907560.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$875,000
Price / Sq Ft$333
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,624
Acres0.37 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

Community Information

Address3730 Cathedral Cove Road, Jacksonville, FL 32217
Area012-San Jose
SubdivisionCathedral Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size16,117.2 sq ft
Parcel Number1517000458

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Detached Carport, Garage Door Opener, RV Access/Parking, Other

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 19, 2026
Days on Market6
Tax Amount$7,788
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cathedral Oaks

Cathedral Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Cathedral Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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