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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages Of San Jose, Jacksonville — a waterfront home in Jacksonville.

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Active·Listed today·Villages Of San Jose

4002 La Vista Circle

Jacksonville, FL 32217

$679,000$236/sqftEst. $3,625/moMLS# 2164207
4
Beds
3
Baths
2,880
Sq Ft
2008
Built
2
Garage
Yes
Pool

11 more homes for sale in Villages Of San Jose →Search Villages Of San Jose on the map

FEMA Zone XHOA $318/mo13,068 sqft lotWaterfrontSingle Family Residence1 story

About this home

Villages Of San Jose

A rare expression of refined Florida living, this exceptional custom-built lakefront residence offers approximately 2,880 square feet of beautifully appointed living space, with 4 bedrooms and 3 baths. Sophisticated architectural details include soaring ceilings, extensive millwork, custom lighting, coffered ceilings, beautiful flooring, and a dramatic open-concept living and dining area. The chef's kitchen is exceptionally equipped with Wellborn custom cabinetry, granite countertops, a large contrasting island, walk-in pantry, travertine backsplash, and premium GE Monogram appliances including a Wolf induction cooktop and dual built-in refrigerator/freezers. Designed for effortless indoor-outdoor living, pocket sliding doors open to an expansive screened retreat overlooking the lake, complete with a heated pool and spa, summer kitchen, covered patio, outdoor fireplace, speakers, and generous paver decking. The private primary suite features a coffered ceiling, electric fireplace, pool

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,625
Property taxesest. at asking price, Duval County$1,109
HOAbilled quarterly$318
Estimated total, before insurance$5,052/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$679,000
$135,800
Loan Term
Monthly Payment
$3,625
Principal & Interest: $3,625
Property taxes (est.): $1,109
Insurance (est.): $453
Estimated Total Monthly
$5,186
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $387/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Active$679,000
  • Sep 10, 2026Listed$679,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$679,000
Price / Sq Ft$236
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,880
Acres0.30 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure
Is WaterfrontYes

Community Information

Address4002 La Vista Circle, Jacksonville, FL 32217
Area012-San Jose
SubdivisionVillages Of San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size13,068 sq ft
Parcel Number1518103020
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Gated, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesElectricity Connected, Sewer Available, Sewer Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Water Heater, Ice Maker, Induction Cooktop, Instant Hot Water, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesElectric, Gas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCorner Lot, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Screened
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 28, 2026
Days on Market0
HOA Fees$955 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$387
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages Of San Jose

Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Villages Of San Jose homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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