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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cathedral Oaks, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 11, 2026·173 days on market·Recent sales in Cathedral Oaks·Cathedral Oaks

3707 Cathedral Oaks Place S

Jacksonville, FL 32217

$769,000sold priceListed at $785,000 · 98% of asking$227/sqftMLS# 2118244
5
Beds
3.5
Baths
3,384
Sq Ft
1976
Built
2
Garage
Yes
Pool

All Cathedral Oaks homes for sale →Search Cathedral Oaks on the map

No HOA0.46 acresSingle Family Residence2 stories

About this home

Cathedral Oaks

NEW ROOF coming in May. Welcome to Cathedral Oaks, where this rare single-owner treasure awaits its second chapter. No HOA! Built in 1976 by renowned custom builder George Hugo, known for crafting one home at a time, this 3,384 SF, 5 bed, 3.5 bath, 1 pool residence is filled with personality and timeless craftsmanship. True to the neighborhood style, the family room features a classic cathedral ceiling accented by a large brick fireplace and a bar with ice maker. Enjoy a re-marcited pool, outdoor kitchen, and well-fed irrigation system. Inside, you'll find beautiful woodwork, new ceilings, new carpet, fresh paint, newer windows, a built-in vacuum system, and an intercom system throughout. Built to entertain, this home offers the perfect opportunity for its next owner to make upgrades and truly make it their own. Less than 2 miles from The Bolles School, San Jose Episcopal, San Jose Country Club, and the JCA. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,260
Property taxesest. at asking price, Duval County$1,256
Estimated total, before insurance$5,515/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,240/yr · $437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$769,000
$153,800
Loan Term
Monthly Payment
$4,260
Principal & Interest: $4,260
Property taxes (est.): $1,256
Insurance (est.): $513
Estimated Total Monthly
$6,028
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,265 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$561,228$279,620—
2024$539,455$270,892▼ $921
2023$542,757$261,400▲ $85,323
2022$440,734$256,685▲ $25,500
2021$357,910$247,738—
2020$348,715$243,621—

2024 property taxes (current owner): $5,240/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3730 Cathedral Cove Road, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERYSep 2026$855,000$3264/32,62460.1
3639 Darnall Place, Jacksonville, FL 32217Listed by WATSON REALTY CORPAug 2026$615,000$2394/32,570220.2
8620 San Servera Drive W, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$565,000$2184/32,596230.3
8349 Kim Road, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$790,000$2503/33,156890.3
3621 Silvery Lane, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$878,000$2544/33,450140.4
8841 Pallazzo Terrace, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$817,500$3143/2.52,6061820.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$785,000
Price / Sq Ft$232
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,384
Acres0.46 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

Community Information

Address3707 Cathedral Oaks Place S, Jacksonville, FL 32217
Area012-San Jose
SubdivisionCathedral Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size20,037.6 sq ft
Parcel Number1517000200

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesPantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Spa FeaturesIn Ground

Exterior

Patio / PorchPatio
FencingBack Yard, Brick, Privacy, Wood, Wrought Iron
RoofShingle
ConstructionBrick, Wood Siding
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 21, 2025
Days on Market173
Tax Amount$5,239.79
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cathedral Oaks

Cathedral Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Cathedral Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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